California BanCorp \ CA financial data

Symbol
BCAL on Nasdaq
Industry
National Commercial Banks
Location
12265 El Camino Real, Suite 100, San Diego, CA
State of incorporation
CA
Fiscal year end
December 31
Former names
Southern California Bancorp \ CA (to 7/29/2024)
Latest financial report
10-K - Q4 2024 - Apr 1, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 713 % -3.23%
Return On Equity 1.36 % -85.4%
Return On Assets 0.17 % -85%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 32.4M shares +74.9%
Common Stock, Shares, Outstanding 32.3M shares +75.7%
Entity Public Float 155M USD -0.19%
Common Stock, Value, Issued 442M USD +99.3%
Weighted Average Number of Shares Outstanding, Basic 24.2M shares +32.9%
Weighted Average Number of Shares Outstanding, Diluted 24.6M shares +32%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 8.26M USD -77.6%
Income Tax Expense (Benefit) 2.83M USD -74.1%
Net Income (Loss) Attributable to Parent 5.43M USD -79%
Earnings Per Share, Basic 0.22 USD/shares -84.5%
Earnings Per Share, Diluted 0.22 USD/shares -84.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 388M USD +347%
Deferred Income Tax Assets, Net 43.1M USD +287%
Property, Plant and Equipment, Net 13.6M USD +2.45%
Operating Lease, Right-of-Use Asset 14.4M USD +54.5%
Intangible Assets, Net (Excluding Goodwill) 22.3M USD +1764%
Goodwill 112M USD +196%
Assets 4.03B USD +70.8%
Liabilities 3.52B USD +69.9%
Accumulated Other Comprehensive Income (Loss), Net of Tax -6.64M USD -48.9%
Retained Earnings (Accumulated Deficit) 76M USD +7.7%
Stockholders' Equity Attributable to Parent 512M USD +77.6%
Liabilities and Equity 4.03B USD +70.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 8.05M USD -55.9%
Net Cash Provided by (Used in) Financing Activities -70.8M USD -2049%
Net Cash Provided by (Used in) Investing Activities 62.5M USD
Common Stock, Shares Authorized 50M shares 0%
Common Stock, Shares, Issued 32.3M shares +75.7%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -251K USD -102%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 388M USD +347%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.59M USD +139%
Deferred Tax Assets, Gross 56M USD +228%
Operating Lease, Liability 18.3M USD +51.1%
Depreciation 370K USD -10.2%
Payments to Acquire Property, Plant, and Equipment 89K USD +12.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 3.25M USD -88.3%
Lessee, Operating Lease, Liability, to be Paid 21M USD +49.4%
Property, Plant and Equipment, Gross 22.3M USD +1.98%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.88M USD +92.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 5.11M USD +87.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Deferred Income Tax Expense (Benefit) 1.64M USD +26.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.68M USD +38.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.68M USD +56.1%
Deferred Tax Assets, Operating Loss Carryforwards 8.94M USD +525%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 2.96M USD +31.5%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 1.88M USD +383%
Interest Expense 35.8M USD +281%