Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Location
1501 S. Mopac Expressway, Suite #450, Austin, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 582 % -52.2%
Debt-to-equity 283 % +256%
Return On Equity -194 % -9149%
Return On Assets -50.8 % -4344%
Operating Margin -498 % -9832%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 118M shares -0.97%
Common Stock, Shares, Outstanding 118M shares -0.91%
Entity Public Float 500M USD -37.5%
Common Stock, Value, Issued 1.28M USD 0%
Weighted Average Number of Shares Outstanding, Basic 118M shares -0.91%
Weighted Average Number of Shares Outstanding, Diluted 118M shares -1.1%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 16.9M USD -82.3%
Research and Development Expense 7.69M USD +50.8%
Selling and Marketing Expense 15.9M USD -9.56%
General and Administrative Expense 54.5M USD +20.2%
Operating Income (Loss) -84.3M USD -1820%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -84.4M USD -1500%
Income Tax Expense (Benefit) 66M USD +4468%
Net Income (Loss) Attributable to Parent -150M USD -3380%
Earnings Per Share, Basic -1 USD/shares -3200%
Earnings Per Share, Diluted -1 USD/shares -3200%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 222M USD -11.2%
Accounts Receivable, after Allowance for Credit Loss, Current 4.42M USD -3.24%
Other Assets, Current 6.39M USD +90%
Assets, Current 273M USD -7.52%
Deferred Income Tax Assets, Net 0 USD -100%
Property, Plant and Equipment, Net 518K USD -90.6%
Operating Lease, Right-of-Use Asset 3.27M USD -19.6%
Other Assets, Noncurrent 3.56M USD -2.79%
Assets 288M USD -27.3%
Accounts Payable, Current 1.04M USD +268%
Accrued Liabilities, Current 8.64M USD -16.1%
Liabilities, Current 48.8M USD +55.9%
Operating Lease, Liability, Noncurrent 2.61M USD -24.5%
Other Liabilities, Noncurrent 6.6M USD +1.57%
Liabilities 215M USD +22.6%
Retained Earnings (Accumulated Deficit) -335M USD -81.6%
Stockholders' Equity Attributable to Parent 72.8M USD -67%
Liabilities and Equity 288M USD -27.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -3.84M USD -135%
Net Cash Provided by (Used in) Financing Activities -2.63M USD -34.4%
Net Cash Provided by (Used in) Investing Activities -606K USD +5.61%
Common Stock, Shares Authorized 550M shares 0%
Common Stock, Shares, Issued 128M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -7.08M USD -184%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 234M USD -10.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.49M USD -29.7%
Deferred Tax Assets, Valuation Allowance 86.1M USD
Deferred Tax Assets, Gross 89.1M USD +17.2%
Operating Lease, Liability 4.05M USD -0.74%
Payments to Acquire Property, Plant, and Equipment 45K USD
Lessee, Operating Lease, Liability, to be Paid 4.71M USD -4.58%
Operating Lease, Liability, Current 779K USD +23.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.1M USD +16.5%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.04M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure +13%
Deferred Income Tax Expense (Benefit) 0 USD -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 660K USD -22.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.14M USD +17.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 4.71M USD +18.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.17M USD +17.6%
Additional Paid in Capital 497M USD -1.01%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 544K USD +46.2%
Deferred Tax Assets, Net of Valuation Allowance 3.1M USD -95.9%
Interest Expense 11M USD +48.9%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%