Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Industry
Personal Credit Institutions
Location
1501 S. Mopac Expressway, Suite #450, Austin, TX
Fiscal year end
December 31
Former names
Nebula Parent Corp. (to 6/12/2020)
Latest financial report
10-K - Q4 2024 - Mar 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 941 % -37.9%
Debt-to-equity 100 % +26%
Return On Equity -74.3 % -811%
Return On Assets -37.1 % -738%
Operating Margin -272 % -1199%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 120M shares +0.76%
Common Stock, Shares, Outstanding 119M shares +0.45%
Entity Public Float 500M USD -37.5%
Common Stock, Value, Issued 1.28M USD 0%
Weighted Average Number of Shares Outstanding, Basic 119M shares -1.36%
Weighted Average Number of Shares Outstanding, Diluted 119M shares -1.89%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 24M USD -79.5%
Research and Development Expense 4.46M USD -20%
Selling and Marketing Expense 17.2M USD -1.53%
General and Administrative Expense 43.9M USD +1.91%
Operating Income (Loss) -65.4M USD -325%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -64.6M USD -324%
Income Tax Expense (Benefit) 70.4M USD +937%
Net Income (Loss) Attributable to Parent -135M USD -712%
Earnings Per Share, Basic -1.13 USD/shares -728%
Earnings Per Share, Diluted -1.13 USD/shares -728%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 243M USD +1.23%
Accounts Receivable, after Allowance for Credit Loss, Current 5.06M USD +9.51%
Other Assets, Current 3.22M USD +12.7%
Assets, Current 276M USD -4.88%
Deferred Income Tax Assets, Net 0 USD -100%
Property, Plant and Equipment, Net 729K USD -11.7%
Operating Lease, Right-of-Use Asset 3.88M USD -2.81%
Other Assets, Noncurrent 5.56M USD +0.38%
Assets 296M USD -20.8%
Accounts Payable, Current 953K USD +154%
Accrued Liabilities, Current 5.17M USD -36.5%
Liabilities, Current 47.3M USD +129%
Operating Lease, Liability, Noncurrent 3.27M USD -5.13%
Other Liabilities, Noncurrent 7.33M USD +44.8%
Liabilities 218M USD +29.6%
Retained Earnings (Accumulated Deficit) -329M USD -69.7%
Stockholders' Equity Attributable to Parent 78.1M USD -62%
Liabilities and Equity 296M USD -20.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 11M USD -62.7%
Net Cash Provided by (Used in) Financing Activities -1.96M USD +91.3%
Net Cash Provided by (Used in) Investing Activities -642K USD -91.6%
Common Stock, Shares Authorized 550M shares 0%
Common Stock, Shares, Issued 128M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 8.41M USD +23.9%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 254M USD +2.94%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.54M USD +39.6%
Deferred Tax Assets, Valuation Allowance 86.1M USD
Deferred Tax Assets, Gross 89.1M USD +17.2%
Operating Lease, Liability 4.05M USD -0.74%
Payments to Acquire Property, Plant, and Equipment 0 USD -100%
Lessee, Operating Lease, Liability, to be Paid 4.71M USD -4.58%
Operating Lease, Liability, Current 779K USD +23.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.1M USD +16.5%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.04M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure +13%
Deferred Income Tax Expense (Benefit) 2.15M USD +76.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 660K USD -22.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.14M USD +17.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 4.71M USD +18.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.17M USD +17.6%
Additional Paid in Capital 503M USD +0.13%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 372K USD +52.5%
Deferred Tax Assets, Net of Valuation Allowance 3.1M USD -95.9%
Interest Expense 11M USD +48.9%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%