OppFi Inc. financial data

Symbol
OPFI, OPFI-WT on NYSE
Industry
Finance Services
Location
130 E. Randolph Street, Suite 3400, Chicago, IL
Fiscal year end
December 31
Former names
FG New America Acquisition Corp. (to 7/20/2021)
Latest financial report
10-K - Q4 2024 - Mar 11, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.48K % -71.9%
Return On Equity 3.4 %
Return On Assets 1.21 %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 86.2M shares -22.1%
Entity Public Float 59.1M USD +94.5%
Weighted Average Number of Shares Outstanding, Basic 20.1M shares +22.9%
Weighted Average Number of Shares Outstanding, Diluted 20.1M shares +22.9%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense 15.1M USD +10.3%
Operating Income (Loss) 94.5M USD +104%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 88.1M USD +111%
Income Tax Expense (Benefit) 4.22M USD +80.8%
Net Income (Loss) Attributable to Parent 7.26M USD -0.75%
Earnings Per Share, Basic 0.36 USD/shares +14.3%
Earnings Per Share, Diluted 0.36 USD/shares +68.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 61.3M USD +93%
Deferred Income Tax Assets, Net 21.3M USD -17.2%
Property, Plant and Equipment, Net 13.7M USD +32.9%
Operating Lease, Right-of-Use Asset 10.6M USD -13.1%
Assets 641M USD +6.59%
Liabilities 407M USD -0.14%
Retained Earnings (Accumulated Deficit) -55.1M USD +13.3%
Stockholders' Equity Attributable to Parent 32.8M USD +214%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 234M USD +20.7%
Liabilities and Equity 641M USD +6.59%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 74.4M USD +13.4%
Net Cash Provided by (Used in) Financing Activities -41.6M USD -166%
Net Cash Provided by (Used in) Investing Activities -18M USD +36.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 88.3M USD +19.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 11.1M USD +10%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 21.3M USD -17.2%
Operating Lease, Liability 13.3M USD -11.7%
Lessee, Operating Lease, Liability, to be Paid 15.3M USD -13.9%
Property, Plant and Equipment, Gross 72.9M USD +20.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.56M USD +3.02%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.48M USD +0.49%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 354K USD +225%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.03M USD -25.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.63M USD +2.97%
Deferred Tax Assets, Operating Loss Carryforwards 366K USD -88.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 103K USD +171%
Lessee, Operating Lease, Liability, to be Paid, Year Four 2.71M USD +3%
Operating Lease, Payments 2.48M USD -6.46%
Additional Paid in Capital 93.9M USD +22.8%
Preferred Stock, Shares Outstanding 0 shares
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%