SoFi Technologies, Inc. financial data

Symbol
SOFI on Nasdaq
Location
234 1 St Street, San Francisco, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 456 % +0.58%
Return On Equity 8.88 % +139%
Return On Assets 1.6 % +139%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 1.21B shares +11.1%
Common Stock, Shares, Outstanding 1.2B shares +11.1%
Entity Public Float 6.7B USD -9.46%
Common Stock, Value, Issued 120K USD +11.1%
Weighted Average Number of Shares Outstanding, Basic 1.17B shares +9.34%
Weighted Average Number of Shares Outstanding, Diluted 1.29B shares +16.9%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 585M USD +20.8%
Cost of Revenue 576M USD +31.6%
Research and Development Expense 624M USD +14.7%
Selling and Marketing Expense 1.02B USD +37.4%
General and Administrative Expense 671M USD +17.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 400M USD +78.3%
Income Tax Expense (Benefit) -240M USD -2389%
Net Income (Loss) Attributable to Parent 640M USD +199%
Earnings Per Share, Basic 0 USD/shares +205%
Earnings Per Share, Diluted 0 USD/shares +367%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 3.25B USD +37.9%
Operating Lease, Right-of-Use Asset 79.4M USD -5.62%
Intangible Assets, Net (Excluding Goodwill) 248M USD -21.3%
Goodwill 1.39B USD 0%
Assets 45.3B USD +31.7%
Contract with Customer, Liability, Current 8.6M USD +11.2%
Liabilities 36.5B USD +29.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax 9.55M USD +17.7%
Retained Earnings (Accumulated Deficit) -998M USD +39.1%
Stockholders' Equity Attributable to Parent 8.78B USD +43.4%
Liabilities and Equity 45.3B USD +31.7%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 21.5M USD -97.1%
Net Cash Provided by (Used in) Financing Activities 1.43B USD +35.1%
Net Cash Provided by (Used in) Investing Activities -1.44B USD -14.2%
Common Stock, Shares Authorized 3.1B shares 0%
Common Stock, Shares, Issued 1.2B shares +11.1%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 6.78M USD -98.7%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 3.75B USD +26.2%
Deferred Tax Assets, Valuation Allowance 30.7M USD -91.1%
Deferred Tax Assets, Gross 441M USD +5.11%
Operating Lease, Liability 93M USD -7.94%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 642M USD +190%
Lessee, Operating Lease, Liability, to be Paid 117M USD -12%
Lessee, Operating Lease, Liability, to be Paid, Year Two 24.1M USD +3.93%
Lessee, Operating Lease, Liability, to be Paid, Year One 25.5M USD +3.82%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Deferred Income Tax Expense (Benefit) 8.79M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 20M USD -19.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 17.7M USD -17.5%
Deferred Tax Assets, Operating Loss Carryforwards 193M USD -18.5%
Unrecognized Tax Benefits 36.2M USD +22.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 16.3M USD +3.16%
Additional Paid in Capital 9.77B USD +26%
Depreciation, Depletion and Amortization 55.3M USD +13.9%
Deferred Tax Assets, Net of Valuation Allowance 410M USD +455%
Share-based Payment Arrangement, Expense 260M USD +4.4%
Interest Expense 917M USD +204%