Affinity Bancshares, Inc. financial data

Symbol
AFBI on Nasdaq
Location
3175 Highway 278, Covington, GA
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 12, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 613 % +1.33%
Return On Equity 5.6 % +24.4%
Return On Assets 0.79 % +23.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6.29M shares -1.87%
Common Stock, Shares, Outstanding 6.3M shares -1.89%
Entity Public Float 114M USD +80%
Common Stock, Value, Issued 63K USD -1.56%
Weighted Average Number of Shares Outstanding, Basic 6.31M shares -1.62%
Weighted Average Number of Shares Outstanding, Diluted 6.46M shares -1.33%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 9.12M USD +27.4%
Income Tax Expense (Benefit) 2.06M USD +24.6%
Net Income (Loss) Attributable to Parent 7.06M USD +28.3%
Earnings Per Share, Basic 1 USD/shares +29.1%
Earnings Per Share, Diluted 1 USD/shares +28.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 89.7M USD +77.9%
Property, Plant and Equipment, Net 3.08M USD -13.8%
Operating Lease, Right-of-Use Asset 1.27M USD -27.5%
Goodwill 17.2M USD 0%
Assets 934M USD +6.89%
Liabilities 810M USD +8.17%
Accumulated Other Comprehensive Income (Loss), Net of Tax -5M USD +16.7%
Retained Earnings (Accumulated Deficit) 71.8M USD -2.65%
Stockholders' Equity Attributable to Parent 124M USD -0.77%
Liabilities and Equity 934M USD +6.89%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.92M USD +57.5%
Net Cash Provided by (Used in) Financing Activities 42.1M USD +69.4%
Net Cash Provided by (Used in) Investing Activities -10.7M USD +27.1%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 6.3M shares -1.89%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 33.3M USD +193%
Interest Paid, Excluding Capitalized Interest, Operating Activities 4.75M USD -0.94%
Deferred Tax Assets, Gross 6.73M USD -11.8%
Operating Lease, Liability 1.58M USD -26.6%
Payments to Acquire Property, Plant, and Equipment 145K USD +9.85%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 8.06M USD +30.6%
Lessee, Operating Lease, Liability, to be Paid 1.62M USD -27.4%
Property, Plant and Equipment, Gross 10.6M USD +4.13%
Lessee, Operating Lease, Liability, to be Paid, Year Two 645K USD +2.87%
Lessee, Operating Lease, Liability, to be Paid, Year One 627K USD +2.79%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) 241K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 40K USD -47.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 351K USD -45.6%
Deferred Tax Assets, Operating Loss Carryforwards 1.36M USD -10.8%
Preferred Stock, Shares Authorized 10M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 352K USD -45.4%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 191K USD 0%
Share-based Payment Arrangement, Expense 1.18M USD -5.38%
Interest Expense 4.65M USD +11.6%