Affinity Bancshares, Inc. financial data

Symbol
AFBI on Nasdaq
Industry
Savings Institutions, Not Federally Chartered
Location
3175 Highway 278, Covington, GA
State of incorporation
MD
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 21, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 590 % -7.38%
Return On Equity 4.3 % -20.5%
Return On Assets 0.62 % -15%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6.39M shares -0.46%
Common Stock, Shares, Outstanding 6.41M shares -0.11%
Entity Public Float 114M USD +80%
Common Stock, Value, Issued 64K USD 0%
Weighted Average Number of Shares Outstanding, Basic 6.41M shares -0.97%
Weighted Average Number of Shares Outstanding, Diluted 6.58M shares +0.28%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 6.98M USD -16.8%
Income Tax Expense (Benefit) 1.54M USD -20.6%
Net Income (Loss) Attributable to Parent 5.44M USD -15.6%
Earnings Per Share, Basic 0.85 USD/shares -15%
Earnings Per Share, Diluted 0.83 USD/shares -15.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 41.4M USD -17.2%
Property, Plant and Equipment, Net 3.26M USD -14.1%
Operating Lease, Right-of-Use Asset 1.27M USD -27.5%
Goodwill 17.2M USD 0%
Assets 867M USD +2.79%
Liabilities 738M USD +2.21%
Accumulated Other Comprehensive Income (Loss), Net of Tax -5.71M USD +9.79%
Retained Earnings (Accumulated Deficit) 76.8M USD +7.63%
Stockholders' Equity Attributable to Parent 129M USD +6.25%
Liabilities and Equity 867M USD +2.79%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.22M USD -39.1%
Net Cash Provided by (Used in) Financing Activities 24.8M USD -82%
Net Cash Provided by (Used in) Investing Activities -14.7M USD +49.7%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 6.41M shares -0.11%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 11.4M USD -89.7%
Interest Paid, Excluding Capitalized Interest, Operating Activities 4.79M USD +102%
Deferred Tax Assets, Gross 6.73M USD -11.8%
Operating Lease, Liability 1.58M USD -26.6%
Payments to Acquire Property, Plant, and Equipment 132K USD -10.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 6.06M USD -10.5%
Lessee, Operating Lease, Liability, to be Paid 1.62M USD -27.4%
Property, Plant and Equipment, Gross 10.6M USD +4.13%
Lessee, Operating Lease, Liability, to be Paid, Year Two 645K USD +2.87%
Lessee, Operating Lease, Liability, to be Paid, Year One 627K USD +2.79%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) 241K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 40K USD -47.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 351K USD -45.6%
Deferred Tax Assets, Operating Loss Carryforwards 1.36M USD -10.8%
Preferred Stock, Shares Authorized 10M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 352K USD -45.4%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 191K USD 0%
Share-based Payment Arrangement, Expense 1.3M USD +18.2%
Interest Expense 4.65M USD +11.6%