Affinity Bancshares, Inc. financial data

Symbol
AFBI on Nasdaq
Location
Covington, GA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 10 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 626% % 5.2%
Return On Equity 6% % 34%
Return On Assets 1% % 28%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6,167,602 shares -3.8%
Common Stock, Shares, Outstanding 6,193,686 shares -3.4%
Entity Public Float $114,100,000 USD 80%
Common Stock, Value, Issued $62,000 USD -3.1%
Weighted Average Number of Shares Outstanding, Basic 6,256,780 shares -2.4%
Weighted Average Number of Shares Outstanding, Diluted 6,427,697 shares -2.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $9,761,000 USD 34%
Income Tax Expense (Benefit) $2,216,000 USD 30%
Net Income (Loss) Attributable to Parent $7,545,000 USD 35%
Earnings Per Share, Basic 1 USD/shares 35%
Earnings Per Share, Diluted 1 USD/shares 36%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $84,845,000 USD 62%
Property, Plant and Equipment, Net $2,955,000 USD -15%
Operating Lease, Right-of-Use Asset $1,265,000 USD -28%
Goodwill $17,200,000 USD 0%
Assets $925,221,000 USD 5.3%
Liabilities $799,816,000 USD 6.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $4,475,000 USD 5.8%
Retained Earnings (Accumulated Deficit) $73,976,000 USD -1.9%
Stockholders' Equity Attributable to Parent $125,405,000 USD -2.3%
Liabilities and Equity $925,221,000 USD 5.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,917,000 USD 58%
Net Cash Provided by (Used in) Financing Activities $42,073,000 USD 69%
Net Cash Provided by (Used in) Investing Activities $10,710,000 USD 27%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 6,193,686 shares -3.4%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $33,280,000 USD 193%
Interest Paid, Excluding Capitalized Interest, Operating Activities $4,746,000 USD -0.94%
Deferred Tax Assets, Gross $6,732,000 USD -12%
Operating Lease, Liability $1,583,000 USD -27%
Payments to Acquire Property, Plant, and Equipment $145,000 USD 9.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $7,818,000 USD -9.3%
Lessee, Operating Lease, Liability, to be Paid $1,623,000 USD -27%
Property, Plant and Equipment, Gross $10,585,000 USD 4.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $645,000 USD 2.9%
Lessee, Operating Lease, Liability, to be Paid, Year One $627,000 USD 2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) $241,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $40,000 USD -47%
Lessee, Operating Lease, Liability, to be Paid, Year Three $351,000 USD -46%
Deferred Tax Assets, Operating Loss Carryforwards $1,358,000 USD -11%
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $191,000 USD 0%
Share-based Payment Arrangement, Expense $1,137,000 USD -5.6%
Interest Expense $4,654,000 USD 12%