Finwise Bancorp financial data

Symbol
FINW on Nasdaq
Location
756 East Winchester Street #100, Murray, UT
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 11, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 337 % +23.1%
Return On Equity 7.7 % -21.1%
Return On Assets 1.76 % -32.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 13.5M shares +2.33%
Common Stock, Shares, Outstanding 13.5M shares +2.48%
Entity Public Float 111M USD +19%
Common Stock, Value, Issued 13K USD 0%
Weighted Average Number of Shares Outstanding, Basic 12.8M shares +1.22%
Weighted Average Number of Shares Outstanding, Diluted 13.5M shares +2.77%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 18.2M USD -13.5%
Income Tax Expense (Benefit) 4.63M USD -16.4%
Net Income (Loss) Attributable to Parent 13.5M USD -12.4%
Earnings Per Share, Basic 1 USD/shares -17.1%
Earnings Per Share, Diluted 0 USD/shares -18.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 90.1M USD +1.23%
Deferred Income Tax Assets, Net 279K USD
Property, Plant and Equipment, Net 16.3M USD +11.6%
Operating Lease, Right-of-Use Asset 3.36M USD -14.2%
Assets 842M USD +36.4%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 661M USD +46.1%
Accumulated Other Comprehensive Income (Loss), Net of Tax 2K USD
Retained Earnings (Accumulated Deficit) 124M USD +12.2%
Stockholders' Equity Attributable to Parent 182M USD +9.75%
Liabilities and Equity 842M USD +36.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -21.6M USD -1330%
Net Cash Provided by (Used in) Financing Activities 60.8M USD +219%
Net Cash Provided by (Used in) Investing Activities -28.1M USD -27.7%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 13.5M shares +2.48%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 11.1M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 90.1M USD +1.23%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3M USD -18.3%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.25 pure 0%
Deferred Tax Assets, Gross 4.89M USD +49%
Operating Lease, Liability 4.96M USD -14.4%
Depreciation 1.3M USD +300%
Payments to Acquire Property, Plant, and Equipment 1.64M USD +38.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 13.5M USD +28.3%
Lessee, Operating Lease, Liability, to be Paid 5.6M USD -16%
Property, Plant and Equipment, Gross 23.3M USD +26.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.12M USD +2.95%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.12M USD +1.63%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 293K USD -20.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.15M USD +3.04%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 4M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.19M USD +2.95%
Operating Lease, Payments 1.12M USD -48.1%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense 2.84M USD +81.3%
Interest Expense 12.3M USD +399%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%