Ponce Financial Group, Inc. financial data

Symbol
PDLB on Nasdaq
Location
Bronx, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 05 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 501% % 5.5%
Return On Equity 4% % 141%
Return On Assets 1% % 130%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 24,001,125 shares 0.72%
Common Stock, Shares, Outstanding 24,001,125 shares 0.76%
Entity Public Float $194,666,597,000 USD 5.6%
Common Stock, Value, Issued $249,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 22,766,195 shares 1.4%
Weighted Average Number of Shares Outstanding, Diluted 23,135,448 shares 2.3%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $29,195,000 USD 140%
Income Tax Expense (Benefit) $7,695,000 USD 112%
Net Income (Loss) Attributable to Parent $21,500,000 USD 151%
Earnings Per Share, Basic 0 USD/shares 141%
Earnings Per Share, Diluted 0 USD/shares 138%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $146,579,000 USD -5.9%
Deferred Income Tax Assets, Net $12,402,000 USD 4.7%
Property, Plant and Equipment, Net $16,129,000 USD -4.2%
Operating Lease, Right-of-Use Asset $28,295,000 USD -5%
Assets $3,157,079,000 USD 4.7%
Liabilities $2,627,244,000 USD 4.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $11,586,000 USD 8.7%
Retained Earnings (Accumulated Deficit) $125,477,000 USD 19%
Stockholders' Equity Attributable to Parent $529,835,000 USD 5%
Liabilities and Equity $3,157,079,000 USD 4.7%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $13,087,000 USD 796%
Net Cash Provided by (Used in) Financing Activities $44,802,000 USD -40%
Net Cash Provided by (Used in) Investing Activities $67,835,000 USD 15%
Common Stock, Shares Authorized 200,000,000 shares 0%
Common Stock, Shares, Issued 24,886,711 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $9,946,000 USD -123%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $146,579,000 USD -5.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities $20,878,000 USD -27%
Deferred Tax Assets, Valuation Allowance $10,218,000 USD -1.9%
Deferred Tax Assets, Gross $32,467,000 USD -8.6%
Operating Lease, Liability $30,028,000 USD -4.2%
Payments to Acquire Property, Plant, and Equipment $154,000 USD -91%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $22,600,000 USD 38%
Lessee, Operating Lease, Liability, to be Paid $39,669,000 USD -3.7%
Property, Plant and Equipment, Gross $32,223,000 USD 6.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,607,000 USD -2.9%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,859,000 USD -0.13%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) $37,000 USD -106%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $9,641,000 USD -2.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three $3,629,000 USD 1.9%
Deferred Tax Assets, Operating Loss Carryforwards $6,656,000 USD -18%
Preferred Stock, Shares Issued 225,000 shares 0%
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,176,000 USD -12%
Preferred Stock, Shares Outstanding 225,000 shares 0%
Interest Expense $76,447,000 USD 98%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%