Ponce Financial Group, Inc. financial data

Symbol
PDLB on Nasdaq
Location
2244 Westchester Ave, Bronx, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 501 % +8.82%
Return On Equity 3.41 % +92.6%
Return On Assets 0.57 % +79.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 24M shares +0.8%
Common Stock, Shares, Outstanding 24M shares +0.73%
Common Stock, Value, Issued 249K USD 0%
Weighted Average Number of Shares Outstanding, Basic 22.7M shares +1.37%
Weighted Average Number of Shares Outstanding, Diluted 22.9M shares +2.36%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 23.5M USD +75.1%
Income Tax Expense (Benefit) 6.08M USD +29.1%
Net Income (Loss) Attributable to Parent 17.4M USD +100%
Earnings Per Share, Basic 0 USD/shares +84.6%
Earnings Per Share, Diluted 0 USD/shares +82.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 127M USD +22.8%
Deferred Income Tax Assets, Net 12.1M USD -7.81%
Property, Plant and Equipment, Net 16.1M USD -5.36%
Operating Lease, Right-of-Use Asset 28.8M USD -5.08%
Assets 3.15B USD +11%
Liabilities 2.63B USD +12.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -13M USD +21.2%
Retained Earnings (Accumulated Deficit) 119M USD +15.8%
Stockholders' Equity Attributable to Parent 521M USD +4.71%
Liabilities and Equity 3.15B USD +11%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 13.1M USD +796%
Net Cash Provided by (Used in) Financing Activities 44.8M USD -39.6%
Net Cash Provided by (Used in) Investing Activities -67.8M USD +15.3%
Common Stock, Shares Authorized 200M shares 0%
Common Stock, Shares, Issued 24.9M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -9.95M USD -123%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 127M USD +22.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 20.9M USD -27%
Operating Lease, Liability 30.5M USD -4.27%
Payments to Acquire Property, Plant, and Equipment 154K USD -91.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 20.9M USD +115%
Lessee, Operating Lease, Liability, to be Paid 40.5M USD -3.91%
Lessee, Operating Lease, Liability, to be Paid, Year Two 3.61M USD -2.93%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.77M USD -2.36%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) -37K USD -106%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 10M USD -2.79%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.63M USD +1.91%
Preferred Stock, Shares Issued 225K shares 0%
Preferred Stock, Shares Authorized 100M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 3.18M USD -11.6%
Preferred Stock, Shares Outstanding 225K shares 0%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%