Pagaya Technologies Ltd. financial data

Symbol
PGY, PGYWW on Nasdaq
Location
New York, NY
Fiscal year end
31 December
Latest financial report
8-K - Q4 2024 - 05 Dec 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 151 %
Debt-to-equity 224 % +82.5%
Return On Equity -40.5 % -45%
Return On Assets -14.1 % -9.07%
Operating Margin 17.3 % +268%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float 495M USD +1.06%
Weighted Average Number of Shares Outstanding, Basic 78.5M shares +7.99%
Weighted Average Number of Shares Outstanding, Diluted 91M shares +25.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1.25B USD +28.3%
Revenue from Contract with Customer, Excluding Assessed Tax 1.22B USD +29.5%
Research and Development Expense 74.7M USD -1.04%
Selling and Marketing Expense 59.1M USD +32.5%
General and Administrative Expense 179M USD -22.6%
Costs and Expenses 1.03B USD +11.3%
Operating Income (Loss) 216M USD +372%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -211M USD -7.89%
Income Tax Expense (Benefit) 3.81M USD -70.8%
Net Income (Loss) Attributable to Parent -191M USD -7.27%
Earnings Per Share, Basic -2 USD/shares -10.7%
Earnings Per Share, Diluted -2 USD/shares -12.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 218M USD +48.4%
Other Assets, Current 2.21M USD -35.5%
Assets, Current 362M USD +0.35%
Property, Plant and Equipment, Net 32.4M USD -17.7%
Operating Lease, Right-of-Use Asset 32.2M USD -5.64%
Intangible Assets, Net (Excluding Goodwill) 9.09M USD +1325%
Goodwill 22.9M USD +109%
Assets 1.46B USD +6.17%
Accounts Payable, Current 9.19M USD +25.9%
Employee-related Liabilities, Current 16.3M USD +57.7%
Accrued Liabilities, Current 39.9M USD +10.5%
Liabilities, Current 254M USD +5.48%
Accrued Income Taxes, Noncurrent 22.8M USD
Deferred Income Tax Liabilities, Net 189K USD
Operating Lease, Liability, Noncurrent 29.2M USD -26.2%
Liabilities 889M USD +18%
Accumulated Other Comprehensive Income (Loss), Net of Tax -45.3M USD +49.9%
Retained Earnings (Accumulated Deficit) -897M USD -27%
Stockholders' Equity Attributable to Parent 438M USD -5.19%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 536M USD -1.28%
Liabilities and Equity 1.46B USD +6.17%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 34.4M USD +94.4%
Net Cash Provided by (Used in) Financing Activities -3.78M USD -101%
Net Cash Provided by (Used in) Investing Activities -26.9M USD +88.2%
Common Stock, Shares Authorized 840M shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 3.12M USD -96.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 265M USD +46.2%
Deferred Tax Assets, Valuation Allowance 140M USD +128%
Deferred Tax Assets, Gross 148M USD +107%
Operating Lease, Liability 35M USD +5.35%
Payments to Acquire Property, Plant, and Equipment 3.78M USD -26.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -146M USD +46.5%
Lessee, Operating Lease, Liability, to be Paid 43.4M USD +1.48%
Property, Plant and Equipment, Gross 93.2M USD +36.4%
Operating Lease, Liability, Current 6.93M USD +7.84%
Lessee, Operating Lease, Liability, to be Paid, Year Two 8.42M USD +20.3%
Lessee, Operating Lease, Liability, to be Paid, Year One 9.88M USD +34.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 8.46M USD -11.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 5.72M USD -2.84%
Deferred Tax Assets, Operating Loss Carryforwards 13.9M USD -4.77%
Unrecognized Tax Benefits 31.2M USD +40.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.81M USD +14.1%
Additional Paid in Capital 1.38B USD +9.67%
Depreciation, Depletion and Amortization 7.72M USD +22.2%
Deferred Tax Assets, Net of Valuation Allowance 8.21M USD -21%
Share-based Payment Arrangement, Expense 60.6M USD +1.73%