USCB FINANCIAL HOLDINGS, INC. financial data

Symbol
USCB on Nasdaq
Location
Doral, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1,120% % -0.12%
Return On Equity 14% % 41%
Return On Assets 1% % 41%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 18,110,385 shares -8.72%
Entity Public Float $132,300,000 USD 26%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $41,743,000 USD 55%
Income Tax Expense (Benefit) $10,102,000 USD 58%
Net Income (Loss) Attributable to Parent $31,641,000 USD 54%
Earnings Per Share, Basic 0.46 USD/shares 31%
Earnings Per Share, Diluted 0.45 USD/shares 29%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $56,811,000 USD 48%
Deferred Income Tax Assets, Net $19,457,000 USD -34.13%
Property, Plant and Equipment, Net $4,315,000 USD -7.32%
Operating Lease, Right-of-Use Asset $6,282,000 USD -31.67%
Assets $2,767,945,000 USD 11%
Liabilities $2,558,850,000 USD 12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $-37,806,000 USD 0.45%
Retained Earnings (Accumulated Deficit) $-49,094,000 USD 34%
Stockholders' Equity Attributable to Parent $209,095,000 USD -2.25%
Liabilities and Equity $2,767,945,000 USD 11%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $14,628,000 USD 81%
Net Cash Provided by (Used in) Financing Activities $78,478,000 USD -45.46%
Net Cash Provided by (Used in) Investing Activities $-72,157,000 USD -8.52%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $20,949,000 USD -75.49%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $56,811,000 USD 48%
Interest Paid, Excluding Capitalized Interest, Operating Activities $14,454,000 USD -1.16%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $23,185,000 USD -30.2%
Operating Lease, Liability $6,282,000 USD -31.67%
Payments to Acquire Property, Plant, and Equipment $46,000 USD -49.45%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $31,813,000 USD -5.71%
Lessee, Operating Lease, Liability, to be Paid $10,125,000 USD -24.22%
Property, Plant and Equipment, Gross $27,268,000 USD 1.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,383,000 USD -28.05%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,312,000 USD 2.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) $2,440,000 USD 71%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,674,000 USD -13.62%
Lessee, Operating Lease, Liability, to be Paid, Year Three $951,000 USD -60.09%
Deferred Tax Assets, Operating Loss Carryforwards $906,000 USD -91.42%
Deferred Federal Income Tax Expense (Benefit) $1,914,000 USD 72%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $492,000 USD -48.26%
Additional Paid in Capital $277,888,000 USD -9.22%
Deferred State and Local Income Tax Expense (Benefit) $526,000 USD 69%
Interest Expense $56,995,000 USD 160%