nCino, Inc. financial data

Symbol
NCNO on Nasdaq
Location
6770 Parker Farm Drive, Wilmington, NC
Fiscal year end
January 31
Latest financial report
10-Q - Q2 2025 - Aug 26, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 126 % +13.6%
Debt-to-equity 47.7 % +66.4%
Return On Assets -2.1 % +2.33%
Operating Margin -3.03 % +44.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 116M shares +0.22%
Common Stock, Shares, Outstanding 115M shares +0.05%
Common Stock, Value, Issued 59K USD +1.72%
Weighted Average Number of Shares Outstanding, Basic 115M shares +0.07%
Weighted Average Number of Shares Outstanding, Diluted 115M shares +0.07%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 573M USD +13.2%
Research and Development Expense 133M USD +7.86%
Selling and Marketing Expense 134M USD +4.3%
General and Administrative Expense 94.5M USD +18.4%
Operating Income (Loss) -17.4M USD +37.2%
Income Tax Expense (Benefit) 4.46M USD -31%
Net Income (Loss) Attributable to Parent -33.6M USD -14.8%
Earnings Per Share, Basic 0 USD/shares -3.7%
Earnings Per Share, Diluted 0 USD/shares -3.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 123M USD +1.26%
Accounts Receivable, after Allowance for Credit Loss, Current 98.5M USD +24.9%
Other Assets, Current 1.92M USD
Assets, Current 255M USD +11.5%
Property, Plant and Equipment, Net 77.4M USD +0.84%
Operating Lease, Right-of-Use Asset 12.9M USD -18.8%
Goodwill 1.07B USD +17.9%
Assets 1.62B USD +14.7%
Accounts Payable, Current 14.1M USD +7.09%
Employee-related Liabilities, Current 12.5M USD +8.07%
Contract with Customer, Liability, Current 195M USD +13.3%
Liabilities, Current 249M USD +17.9%
Contract with Customer, Liability, Noncurrent 157K USD -72.4%
Deferred Income Tax Liabilities, Net 19.4M USD +73.5%
Operating Lease, Liability, Noncurrent 9.71M USD -22.4%
Other Liabilities, Noncurrent 17.2M USD +550%
Liabilities 549M USD +66.4%
Accumulated Other Comprehensive Income (Loss), Net of Tax -121K USD -109%
Retained Earnings (Accumulated Deficit) -393M USD -7.43%
Stockholders' Equity Attributable to Parent 1.06B USD -1.68%
Liabilities and Equity 1.62B USD +14.7%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 54.3M USD -0.22%
Net Cash Provided by (Used in) Financing Activities 2.25M USD -96%
Net Cash Provided by (Used in) Investing Activities -48.3M USD +47.1%
Common Stock, Shares Authorized 500M shares 0%
Common Stock, Shares, Issued 118M shares +2.28%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 12.3M USD -29.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 123M USD -2.79%
Interest Paid, Excluding Capitalized Interest, Operating Activities 4.15M USD +404%
Operating Lease, Liability 14M USD -19.1%
Depreciation 6.04M USD -14.7%
Payments to Acquire Property, Plant, and Equipment 1.72M USD +402%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -28.7M USD -3.37%
Lessee, Operating Lease, Liability, to be Paid 17.2M USD -20.1%
Property, Plant and Equipment, Gross 106M USD +1.35%
Operating Lease, Liability, Current 4.25M USD -10.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.39M USD -27.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 4.35M USD -13.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) 2.66M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 3.22M USD -24.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.33M USD -52.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 454K USD -73.5%
Operating Lease, Payments 1.58M USD +45.7%
Additional Paid in Capital 1.51B USD +4.95%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 34.5M USD -7.05%
Depreciation, Depletion and Amortization 10.7M USD +29.1%
Share-based Payment Arrangement, Expense 71M USD +6.04%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%