nCino, Inc. financial data

Symbol
NCNO on Nasdaq
Location
6770 Parker Farm Drive, Wilmington, NC
Fiscal year end
January 31
Latest financial report
10-Q - Q3 2025 - Dec 3, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 107 % -16.7%
Debt-to-equity 50.2 % +53.7%
Return On Assets -1.35 % -6.28%
Operating Margin -0.82 % +72.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 115M shares -0.96%
Common Stock, Shares, Outstanding 114M shares -1.05%
Entity Public Float 2.4B USD +60%
Common Stock, Value, Issued 59K USD +1.72%
Weighted Average Number of Shares Outstanding, Basic 114M shares -1.04%
Weighted Average Number of Shares Outstanding, Diluted 116M shares +0.19%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 586M USD +12.1%
Research and Development Expense 130M USD +1.73%
Selling and Marketing Expense 137M USD +14.7%
General and Administrative Expense 90.7M USD +8.55%
Operating Income (Loss) -4.83M USD +69%
Income Tax Expense (Benefit) 1.18M USD -127%
Net Income (Loss) Attributable to Parent -21.8M USD -20.2%
Earnings Per Share, Basic 0 USD/shares 0%
Earnings Per Share, Diluted 0 USD/shares 0%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 87.6M USD -66%
Accounts Receivable, after Allowance for Credit Loss, Current 86.9M USD +33.7%
Other Assets, Current 1.57M USD
Assets, Current 209M USD -40%
Deferred Income Tax Assets, Net 6.2M USD +49.9%
Property, Plant and Equipment, Net 76.3M USD +0.82%
Operating Lease, Right-of-Use Asset 12.9M USD -13.5%
Goodwill 1.07B USD +17.9%
Other Assets, Noncurrent 1.98M USD -76.7%
Assets 1.56B USD +2.94%
Accounts Payable, Current 12.5M USD +3.33%
Employee-related Liabilities, Current 16.5M USD +0.68%
Contract with Customer, Liability, Current 152M USD +14.9%
Liabilities, Current 208M USD +16.3%
Contract with Customer, Liability, Noncurrent 121K USD -71.9%
Deferred Income Tax Liabilities, Net 18M USD +70.3%
Operating Lease, Liability, Noncurrent 10.1M USD -14.3%
Other Liabilities, Noncurrent 17.6M USD +373%
Liabilities 507M USD +19.9%
Accumulated Other Comprehensive Income (Loss), Net of Tax -760K USD -147%
Retained Earnings (Accumulated Deficit) -384M USD -3.94%
Stockholders' Equity Attributable to Parent 1.04B USD -4.3%
Liabilities and Equity 1.56B USD +2.94%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 54.3M USD -0.22%
Net Cash Provided by (Used in) Financing Activities 2.25M USD -96%
Net Cash Provided by (Used in) Investing Activities -48.3M USD +47.1%
Common Stock, Shares Authorized 500M shares 0%
Common Stock, Shares, Issued 118M shares +2.4%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 12.3M USD -29.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 87.9M USD -66%
Interest Paid, Excluding Capitalized Interest, Operating Activities 4.15M USD +404%
Deferred Tax Assets, Valuation Allowance 160M USD +8.11%
Deferred Tax Assets, Gross 218M USD +7.99%
Operating Lease, Liability 14.3M USD -14.4%
Depreciation 5.93M USD -9.49%
Payments to Acquire Property, Plant, and Equipment 1.72M USD +402%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -16.9M USD -15%
Lessee, Operating Lease, Liability, to be Paid 18M USD -13%
Property, Plant and Equipment, Gross 105M USD +1.35%
Operating Lease, Liability, Current 4.12M USD -14.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.38M USD -28%
Lessee, Operating Lease, Liability, to be Paid, Year One 4.36M USD -14.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) 2.66M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 3.71M USD -7.09%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.74M USD -37.8%
Deferred Tax Assets, Operating Loss Carryforwards 119M USD +3.15%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 8.71M USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.29M USD -25.3%
Operating Lease, Payments 1.58M USD +45.7%
Additional Paid in Capital 1.53B USD +4.84%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 36.3M USD +31.9%
Depreciation, Depletion and Amortization 10.7M USD +29.1%
Deferred Tax Assets, Net of Valuation Allowance 57.7M USD +7.68%
Share-based Payment Arrangement, Expense 71.3M USD +3.15%
Interest Expense 4.23M USD +19.3%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%