PFS Bancorp, Inc. financial data

Symbol
PFSB on OTC
Location
Peru, IL
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 442 % +0.62%
Return On Equity 3.34 % +13.2%
Return On Assets 0.62 % +12.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 1.6M shares -7.02%
Common Stock, Shares, Outstanding 1.57M shares -6.87%
Entity Public Float 0 USD
Common Stock, Value, Issued 17K USD 0%
Weighted Average Number of Shares Outstanding, Basic 1.51M shares -5.41%
Weighted Average Number of Shares Outstanding, Diluted 1.51M shares -5.41%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 1.61M USD +21.5%
Income Tax Expense (Benefit) 356K USD +44.7%
Net Income (Loss) Attributable to Parent 1.25M USD +16.1%
Earnings Per Share, Basic 0 USD/shares +86.7%
Earnings Per Share, Diluted 0 USD/shares +86.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 1.26M USD -7.24%
Property, Plant and Equipment, Net 2.02M USD -2.23%
Assets 203M USD +2.3%
Liabilities 165M USD +2.49%
Accumulated Other Comprehensive Income (Loss), Net of Tax -1.7M USD +5.33%
Retained Earnings (Accumulated Deficit) 26.8M USD +4.89%
Stockholders' Equity Attributable to Parent 38.3M USD +0.43%
Liabilities and Equity 203M USD +2.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 568K USD +17.6%
Net Cash Provided by (Used in) Financing Activities 6.31M USD +65.2%
Net Cash Provided by (Used in) Investing Activities -4.34M USD +31.6%
Common Stock, Shares Authorized 14M shares 0%
Common Stock, Shares, Issued 1.73M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 9.14M USD -36.7%
Interest Paid, Excluding Capitalized Interest, Operating Activities 809K USD +24.8%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 2.02M USD +0.65%
Depreciation 132K USD -14.8%
Payments to Acquire Property, Plant, and Equipment 15K USD -77.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 1.35M USD -65.4%
Property, Plant and Equipment, Gross 4.93M USD +1.73%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Additional Paid in Capital 15.7M USD +0.37%
Deferred Tax Assets, Net of Valuation Allowance 1.26M USD -7.24%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%