TWFG, Inc. financial data

Symbol
TWFG on Nasdaq
Location
The Woodlands, TX
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 522% %
Debt-to-equity 67% %
Return On Equity 5% %
Return On Assets 4% %
Operating Margin 13% %

Shares

Label TTM Value / Value Unit Change %
Weighted Average Number of Shares Outstanding, Basic 15,005,426 shares 1.9%
Weighted Average Number of Shares Outstanding, Diluted 15,100,655 shares 1.4%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $229,997,000 USD 21%
Operating Income (Loss) $29,260,000 USD 51%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $36,936,000 USD 45%
Income Tax Expense (Benefit) $3,311,000 USD 124%
Net Income (Loss) Attributable to Parent $13,169,000 USD 49%
Earnings Per Share, Basic 0.11 USD/shares 38%
Earnings Per Share, Diluted 0.11 USD/shares 38%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $150,985,000 USD -21%
Accounts Receivable, after Allowance for Credit Loss, Current $8,169,000 USD -7%
Other Assets, Current $13,087,000 USD 750%
Assets, Current $211,327,000 USD -9.7%
Property, Plant and Equipment, Net $3,209,000 USD 371%
Operating Lease, Right-of-Use Asset $4,515,000 USD 72%
Other Assets, Noncurrent $734,000 USD 16%
Assets $349,171,000 USD 12%
Accounts Payable, Current $1,665,000 USD 117%
Employee-related Liabilities, Current $2,329,000 USD 2.9%
Liabilities, Current $45,137,000 USD 18%
Operating Lease, Liability, Noncurrent $3,135,000 USD 117%
Other Liabilities, Noncurrent $0 USD
Liabilities $53,426,000 USD 19%
Accumulated Other Comprehensive Income (Loss), Net of Tax $40,000 USD -51%
Retained Earnings (Accumulated Deficit) $20,305,000 USD 48%
Stockholders' Equity Attributable to Parent $79,364,000 USD 12%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $284,318,000 USD 6%
Liabilities and Equity $349,171,000 USD 12%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $15,645,000 USD 60%
Net Cash Provided by (Used in) Financing Activities $1,525,000 USD 60%
Net Cash Provided by (Used in) Investing Activities $11,166,000 USD 47%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $2,954,000 USD
Interest Paid, Excluding Capitalized Interest, Operating Activities $83,000 USD -91%
Payments to Acquire Property, Plant, and Equipment $15,000 USD 88%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $6,648,000 USD 53%
Operating Lease, Liability, Current $1,393,000 USD 30%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50,000,000 shares 0%
Additional Paid in Capital $58,869,000 USD 3%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $15,157,000 USD 78%
Depreciation, Depletion and Amortization $3,359,000 USD 11%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%