Elizabeth Rutledge - 31 Oct 2025 Form 4 Insider Report for AMERICAN EXPRESS CO (AXP)

Signature
/s/ James J. Killerlane III, attorney in-fact
Issuer symbol
AXP
Transactions as of
31 Oct 2025
Transactions value $
-$14,739,184
Form type
4
Filing time
04 Nov 2025, 16:17:57 UTC
Previous filing
30 Jan 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Rutledge Elizabeth Chief Marketing Officer 200 VESEY STREET, AMERICAN EXPRESS TOWER, NEW YORK /s/ James J. Killerlane III, attorney in-fact 04 Nov 2025 0001730107

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction AXP Common Stock Options Exercise $3.27M +50K +58.43% $65.43 136K 31 Oct 2025 Direct F1, F2
transaction AXP Common Stock Sale -$387K -1.08K -0.8% $356.94 134K 31 Oct 2025 Direct F3
transaction AXP Common Stock Sale -$1.78M -4.97K -3.7% $358.10 130K 31 Oct 2025 Direct F4
transaction AXP Common Stock Sale -$1.52M -4.23K -3.27% $359.04 125K 31 Oct 2025 Direct F5
transaction AXP Common Stock Sale -$5.59M -15.5K -12.4% $360.09 110K 31 Oct 2025 Direct F6
transaction AXP Common Stock Sale -$5.48M -15.2K -13.85% $360.79 94.6K 31 Oct 2025 Direct F7
transaction AXP Common Stock Sale -$3.25M -8.98K -9.5% $361.57 85.6K 31 Oct 2025 Direct F8
holding AXP Common Stock 2.17K 31 Oct 2025 by 401(k) Plan F9

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction AXP Employee Stock Option (Right to Buy) Options Exercise $0 -50K -100% $0.00 0 31 Oct 2025 Common Stock 50K $65.43 Direct F10
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The transactions reported on this Form 4 were effected pursuant to a 10b5-1 Trading Plan adopted by the reporting person on July 25, 2025.
F2 Includes shares acquired pursuant to dividend reinvestment.
F3 The price reported in Column 4 is a weighted average price, rounded to the nearest cent. These shares were sold in multiple transactions at prices ranging from $356.61 to $357.38. The reporting person undertakes to provide to American Express Company, any security holder of American Express Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within this range.
F4 The price reported in Column 4 is a weighted average price, rounded to the nearest cent. These shares were sold in multiple transactions at prices ranging from $357.65 to $358.55. The reporting person undertakes to provide to American Express Company, any security holder of American Express Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within this range.
F5 The price reported in Column 4 is a weighted average price, rounded to the nearest cent. These shares were sold in multiple transactions at prices ranging from $358.56 to $359.51. The reporting person undertakes to provide to American Express Company, any security holder of American Express Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within this range.
F6 The price reported in Column 4 is a weighted average price, rounded to the nearest cent. These shares were sold in multiple transactions at prices ranging from $359.52 to $360.49. The reporting person undertakes to provide to American Express Company, any security holder of American Express Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within this range.
F7 The price reported in Column 4 is a weighted average price, rounded to the nearest cent. These shares were sold in multiple transactions at prices ranging from $360.49 to $361.11. The reporting person undertakes to provide to American Express Company, any security holder of American Express Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within this range.
F8 The price reported in Column 4 is a weighted average price, rounded to the nearest cent. These shares were sold in multiple transactions at prices ranging from $361.12 to $361.96. The reporting person undertakes to provide to American Express Company, any security holder of American Express Company, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within this range.
F9 Shares held in reporting person's account under the Company's Retirement Savings Plan. This plan uses unit accounting, and the number of shares that a participant is deemed to hold varies with the unit price of the Company pooled stock fund.
F10 The option vested in three installments based upon the satisfaction of performance criteria specified for the award at the time of grant: 60% on April 29, 2018, 20% on April 29, 2019 and 20% on April 29, 2020.

Remarks:

Exhibit 24: Power of Attorney