| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Johnson Shannon Andresen | Chief Administrative Officer | 1010 GRAND BLVD., KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Ms. Johnson | 02 Jan 2026 | 0001660040 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $112,164 | -975 | -2.9% | $115.04 | 33,149 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 337 | 31 Dec 2025 | By ESOP |