JONATHAN LUM - 25 Aug 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role
Chief Operating Officer
Signature
/s/ Jonathan L. Lum
Issuer symbol
CACC
Transactions as of
25 Aug 2025
Transactions value $
-$1,072,044
Form type
4
Filing time
27 Aug 2025, 16:35:14 UTC
Previous filing
19 Dec 2024
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
LUM JONATHAN Chief Operating Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Jonathan L. Lum 27 Aug 2025 0001777743

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Options Exercise $2M +6K +19.05% $333.94 37.5K 25 Aug 2025 Direct F1
transaction CACC Common Stock Sale -$311K -612 -1.63% $508.69 36.9K 25 Aug 2025 Direct F1, F2
transaction CACC Common Stock Sale -$501K -982 -2.66% $509.79 35.9K 25 Aug 2025 Direct F1, F3
transaction CACC Common Stock Sale -$252K -494 -1.38% $510.90 35.4K 25 Aug 2025 Direct F1, F4
transaction CACC Common Stock Sale -$545K -1.06K -3.01% $512.24 34.3K 25 Aug 2025 Direct F1, F5
transaction CACC Common Stock Sale -$498K -971 -2.83% $513.33 33.4K 25 Aug 2025 Direct F1, F6
transaction CACC Common Stock Sale -$339K -659 -1.97% $514.44 32.7K 25 Aug 2025 Direct F1, F7
transaction CACC Common Stock Sale -$228K -443 -1.35% $515.47 32.3K 25 Aug 2025 Direct F1, F8
transaction CACC Common Stock Sale -$276K -535 -1.66% $516.57 31.7K 25 Aug 2025 Direct F1, F9
transaction CACC Common Stock Sale -$118K -229 -0.72% $517.31 31.5K 25 Aug 2025 Direct F1, F10
transaction CACC Common Stock Sale -$5.7K -11 -0.03% $518.39 31.5K 25 Aug 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CACC Employee Stock Option (right to buy) Options Exercise $0 -6K -16% $0.00 31.5K 25 Aug 2025 Common Stock 6K $333.94 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.
F2 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $508.38 to $509.30, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
F3 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $509.45 to $510.07, inclusive.
F4 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $510.47 to $511.35, inclusive.
F5 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $511.61 to $512.58, inclusive.
F6 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $512.87 to $513.75, inclusive.
F7 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $513.94 to $514.93, inclusive.
F8 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $514.95 to $515.91, inclusive.
F9 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $516.00 to $516.83, inclusive.
F10 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $517.09 to $517.83, inclusive.