Andrew K. Rostami - 24 Nov 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Signature
/s/ Andrew K. Rostami
Issuer symbol
CACC
Transactions as of
24 Nov 2025
Transactions value $
-$221,106
Form type
4
Filing time
26 Nov 2025, 16:05:24 UTC
Previous filing
04 Nov 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Rostami Andrew K Chief Mktg and Product Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Andrew K. Rostami 26 Nov 2025 0001924960

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Sale -$221K -516 -2.06% $428.50 24.5K 24 Nov 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CACC Employee Stock Option (right to buy) 16K 24 Nov 2025 Common Stock 16K $585.93 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Includes 22,572 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.
F2 The option, representing a right to purchase 16,000 shares, is exercisable in four equal annual installments beginning on April 18, 2023, which was the first anniversary of the date on which the option was granted.