| Name | Relationship | Address | Signature | Signature date | CIK | 
|---|---|---|---|---|---|
| Donnelly James O | President & CEO, Director | 717 MAIN STREET, HONESDALE | /s/ James O. Donnelly by John M. McCaffery Attorney-in-Fact | 2025-07-28 | 0001926425 | 
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes | 
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | NWFL | Common Stock | Purchase | $2.44K | +100 | +1.2% | $24.40 | 8.46K | Jul 25, 2025 | Direct | |
| holding | NWFL | Common Stock | 300 | Jul 25, 2025 | Restricted Stock | F1 | |||||
| holding | NWFL | Common Stock | 1.5K | Jul 25, 2025 | Restricted Stock | F2 | |||||
| holding | NWFL | Common Stock | 5.16K | Jul 25, 2025 | Restricted Stock | F3 | |||||
| holding | NWFL | Common Stock | 5.92K | Jul 25, 2025 | Restricted Stock | F4 | 
| Id | Content | 
|---|---|
| F1 | Award vests at a rate of 70% as of the one-year anniversary of the date of the grant, May 10, 2022, and then at a rate of 10% annually thereafter until such stock award shares are fully vested. | 
| F2 | Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. | 
| F3 | Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. | 
| F4 | Award vests in five equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. |