Ronald R. Schmalzle - Aug 5, 2025 Form 4 Insider Report for NORWOOD FINANCIAL CORP (NWFL)

Role: Director
Signature: /s/Ronald R. Schmalzle, by John M. McCaffery, Attorney-in-Fact
Stock symbol: NWFL
Transactions as of: Aug 5, 2025
Transactions value $: $14,610
Form type: 4
Date filed: 8/5/2025, 11:29 AM
Previous filing: Feb 7, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Schmalzle Ronald R	Director	717 MAIN STREET, HONESDALE	/s/Ronald R. Schmalzle, by John M. McCaffery, Attorney-in-Fact	2025-08-05	0002031354

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	NWFL	Common Stock	Purchase	$14.6K	+600	+7.39%	$24.35	8.72K	Aug 5, 2025	Direct
holding	NWFL	Common Stock						26.5K	Aug 5, 2025	IRA
holding	NWFL	Common Stock						825	Aug 5, 2025	Restricted Stock	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Award vests in three equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.