Kevin J. Ryan - Nov 1, 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role
Chief Financial Officer
Signature
/s/ Andrew Holt, Attorney-in-Fact
Stock symbol
BETR
Transactions as of
Nov 1, 2025
Transactions value $
-$139,245
Form type
4
Date filed
11/4/2025, 09:17 PM
Previous filing
Oct 3, 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
RYAN KEVIN J Chief Financial Officer C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK /s/ Andrew Holt, Attorney-in-Fact 2025-11-04 0001069544

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BETR Class A Common Stock Options Exercise $0 +4.83K +8.39% $0.00 62.4K Nov 1, 2025 Direct
transaction BETR Class A Common Stock Tax liability -$139K -1.9K -3.05% $73.21 60.5K Nov 1, 2025 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction BETR Restricted Stock Units (Class A) Options Exercise $0 -4.83K -16.67% $0.00 24.2K Nov 1, 2025 Class A Common Stock 4.83K Direct F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F2 The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.