H. CRAIG MOODY - 05 Dec 2025 Form 4 Insider Report for SECURITY NATIONAL FINANCIAL CORP (SNFCA)

Role
Director
Signature
/s/ H. Craig Moody
Issuer symbol
SNFCA
Transactions as of
05 Dec 2025
Net transactions value
+$315,778
Form type
4
Filing time
09 Dec 2025, 16:14:35 UTC
Previous filing
06 Oct 2025
Next filing
06 Jan 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
MOODY H. CRAIG Director 11892 SOUTH BROOKGLEN DRIVE, SANDY /s/ H. Craig Moody 09 Dec 2025 0001298129

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction SNFCA Class A Common Stock Gift $6,824 -800 -1.8% $8.53 42,902 09 Dec 2025 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction SNFCA Director Stock Option (right to buy) Award $34,353 +7,952 $4.32 7,952 02 Dec 2016 Class A Common Stock 7,952 $4.32 Direct F1
transaction SNFCA Director Stock Option (right to buy) Award $7,187 +1,590 +20% $4.52 9,542 07 Dec 2016 Class A Common Stock 1,590 $4.52 Direct F2
transaction SNFCA Director Stock Option (right to buy) Award $4,951 +1,514 +16% $3.27 11,056 01 Dec 2017 Class A Common Stock 1,514 $3.27 Direct F3
transaction SNFCA Director Stock Option (right to buy) Award $32,550 +8,657 +78% $3.76 19,713 30 Nov 2018 Class A Common Stock 8,657 $3.76 Direct F4
transaction SNFCA Director Stock Option (right to buy) Award $32,226 +8,242 +42% $3.91 27,955 06 Dec 2019 Class A Common Stock 8,242 $3.91 Direct F5
transaction SNFCA Director Stock Option (right to buy) Award $22,294 +7,850 +28% $2.84 35,805 27 Mar 2020 Class A Common Stock 7,850 $2.84 Direct F6
transaction SNFCA Director Stock Option (right to buy) Award $51,197 +7,293 +20% $7.02 43,098 03 Dec 2021 Class A Common Stock 7,293 $7.02 Direct F7
transaction SNFCA Director Stock Option (right to buy) Award $45,058 +8,104 +19% $5.56 51,202 02 Dec 2022 Class A Common Stock 8,104 $5.56 Direct F8
transaction SNFCA Director Stock Option (right to buy) Award $63,592 +8,820 +17% $7.21 60,022 01 Dec 2023 Class A Common Stock 8,820 $7.21 Direct F9
transaction SNFCA Restricted Stock Unit Award $8,201 +627 +1% $13.08 60,649 06 Dec 2024 Class A Common Stock 627 $13.08 Direct F10
transaction SNFCA Restricted Stock Unit Award $20,992 +2,461 +4.1% $8.53 63,110 05 Dec 2025 Class A Common Stock 2,461 $8.53 Direct F11
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 This option was granted on December 2, 2016 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F2 This option was granted on December 7, 2016 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $7.36 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F3 This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F4 This option was granted on November 30, 2018 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F5 This option was granted on December 6, 2019 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F6 This option was granted on March 27, 2020 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F7 This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F8 This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.48, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025.
F9 This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025.
F10 These restricted stock units were granted on December 6, 2024 for 2,509 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $13.08 per share. The units granted vest quarterly, and will be fully vested on December 31, 2025.
F11 These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.