Penelope JoAnn Person - Jun 26, 2025 Form 3 Insider Report for Jefferson Capital, Inc. / DE (JCAP)

Signature
/s/ Matthew J. Pfohl, as Attorney-in-Fact, for Penelope JoAnn Person
Stock symbol
JCAP
Transactions as of
Jun 26, 2025
Transactions value $
$0
Form type
3
Date filed
6/26/2025, 08:08 PM

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Person Penelope JoAnn CHIEF COMMERCIAL OFFICER C/O JEFFERSON CAPITAL, INC., 600 SOUTH HIGHWAY 169, SUITE 1575, MINNEAPOLIS /s/ Matthew J. Pfohl, as Attorney-in-Fact, for Penelope JoAnn Person 2025-06-26 0002071943

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding JCAP Common Stock 438K Jun 26, 2025 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 322,221 shares of restricted common stock that are subject to forfeiture and vest as 1/3rd of the shares on each anniversary for three years from the June 25, 2025 grant date, subject to continued service through the vest date.

Remarks:

Exhibit List: Exhibit 24.1 - Power of Attorney