Christo Dimitrov Realov - Jun 26, 2025 Form 3 Insider Report for Jefferson Capital, Inc. / DE (JCAP)

Role
Officer Title: Chief Financial Officer and Treasurer. Exhibit List: Exhibit 24.1 - Power of Attorney
Signature
/s/ Matthew J. Pfohl, as Attorney-in-Fact, for Christo Dimitrov Realov
Stock symbol
JCAP
Transactions as of
Jun 26, 2025
Transactions value $
$0
Form type
3
Date filed
6/26/2025, 08:10 PM
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Realov Christo Dimitrov Officer Title: Chief Financial Officer and Treasurer. Exhibit List: Exhibit 24.1 - Power of Attorney C/O JEFFERSON CAPITAL, INC., 600 SOUTH HIGHWAY 169, SUITE 1575, MINNEAPOLIS /s/ Matthew J. Pfohl, as Attorney-in-Fact, for Christo Dimitrov Realov 2025-06-26 0002072574

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding JCAP Common Stock 108K Jun 26, 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding JCAP Stock Option (right to buy) Jun 26, 2025 Common Stock 51.8K $17.53 Direct F2, F3
holding JCAP Stock Option (right to buy) Jun 26, 2025 Common Stock 51.8K $23.57 Direct F2, F3
holding JCAP Stock Option (right to buy) Jun 26, 2025 Common Stock 51.8K $29.61 Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes (i) 17,906 shares of restricted common stock that are subject to forfeiture and vest as to 8,953 shares on each of September 7, 2025 and September 7, 2026, (ii) 9,173 shares of restricted common stock that are subject to forfeiture and vest as to 1/5th of the shares on each of December 12, 2025, 2026, 2027, 2028 and 2029, and (iii) 53,942 shares of restricted common stock that are subject to forfeiture and vest as to 1/3rd of the shares on each anniversary for three years from the June 25, 2025 grant date, in each case, subject to continued service through the vest date.
F2 The stock options vests as to 1/5th of the shares on each of December 12, 2025, 2026, 2027, 2028 and 2029, subject to continued service through the vest date.
F3 Determined based on the distribution threshold of certain Class B units, as adjusted for distributions paid per unit since grant date, that were cancelled in the Reorganization (described in the Registration Statement on Form S-1, as amended, filed with the Securities and Exchange Commission on June 13, 2025) multiplied by the exchange ratio for the Reorganization.

Remarks:

Officer Title: Chief Financial Officer and Treasurer. Exhibit List: Exhibit 24.1 - Power of Attorney