Anne H. Margulies - Nov 1, 2025 Form 4 Insider Report for HarborOne Bancorp, Inc. (HONE)

Role: EVP, Chief Banking Officer
Signature: /s/ Joseph F. Casey, attorney-in-fact
Stock symbol: HONE
Transactions as of: Nov 1, 2025
Transactions value $: $0
Form type: 4
Date filed: 11/3/2025, 04:49 PM
Previous filing: Mar 6, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Margulies Anne H.	EVP, Chief Banking Officer	C/O HARBORONE BANCORP, INC., BROCKTON	/s/ Joseph F. Casey, attorney-in-fact	2025-11-03	0001743156

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	HONE	Common Stock	Disposed to Issuer		-12K	-100%		0	Nov 1, 2025	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Pursuant to the merger agreement, dated as of April 24, 2025, by and among Eastern Bankshares, Inc. ("Eastern"), Eastern Bank, HarborOne Bancorp, Inc. ("HarborOne"), and HarborOne Bank (the "Merger Agreement"), ent, each share of HarborOne common stock was converted into the right to receive, at the election of the holder, either (i) $12.00 in cash or (ii) 0.765 shares of Eastern common stock (the "Exchange Ratio"), subject to certain proration provisions contained in the Merger Agreement.

Content

Pursuant to the merger agreement, dated as of April 24, 2025, by and among Eastern Bankshares, Inc. ("Eastern"), Eastern Bank, HarborOne Bancorp, Inc. ("HarborOne"), and HarborOne Bank (the "Merger Agreement"), ent, each share of HarborOne common stock was converted into the right to receive, at the election of the holder, either (i) $12.00 in cash or (ii) 0.765 shares of Eastern common stock (the "Exchange Ratio"), subject to certain proration provisions contained in the Merger Agreement.