Michelle M. Karas - 13 May 2025 Form 4 Insider Report for PENNS WOODS BANCORP INC (PWOD)

Role
Chief Data Officer
Signature
/s/ Michelle M. Karas, Attorney in Fact
Issuer symbol
PWOD
Transactions as of
13 May 2025
Net transactions value
+$39.43
Form type
4
Filing time
13 May 2025, 13:22:36 UTC
Previous filing
01 May 2025
Next filing
28 Jul 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Karas Michelle M Chief Data Officer 6920 SCENIC DRIVE, BLOOMSBURG /s/ Michelle M. Karas, Attorney in Fact 13 May 2025 0001669144

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PWOD Common Stock Options Exercise $121,150 +5,000 +107% $24.23 9,652 13 May 2025 Direct
transaction PWOD Common Stock Tax liability $121,122 -4,012 -42% $30.19 5,640 13 May 2025 Direct
transaction PWOD Common Stock Options Exercise $120,500 +5,000 +89% $24.10 10,640 13 May 2025 Direct
transaction PWOD Common Stock Tax liability $120,488 -3,991 -38% $30.19 6,649 13 May 2025 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PWOD Employee Stock Options (Right to Buy) Options Exercise $0 -5,000 -67% $0.000000 2,500 13 May 2025 Common Stock 5,000 $24.23 Direct F1
transaction PWOD Employee Stock Options (Right to Buy) Options Exercise $0 -5,000 -67% $0.000000 2,500 13 May 2025 Common Stock 5,000 $24.10 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The option provided for vesting.