BRIAN L. KNEPP - 14 May 2025 Form 4 Insider Report for PENNS WOODS BANCORP INC (PWOD)

Signature
/s/ Michelle M. Karas, Attorney in Fact
Issuer symbol
PWOD
Transactions as of
14 May 2025
Transactions value $
$12
Form type
4
Filing time
15 May 2025, 11:58:56 UTC
Previous filing
11 Feb 2025
Next filing
28 Jul 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
KNEPP BRIAN L President, Director ONE STRAWBERRY LANE, MIDDLEBURG /s/ Michelle M. Karas, Attorney in Fact 15 May 2025 0001225807

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PWOD Common Stock Options Exercise $336,120 +12,000 +26% $28.01 57,361 14 May 2025 Direct
transaction PWOD Common Stock Tax liability -$336,107 -11,089 -19% $30.31 46,272 14 May 2025 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PWOD Employee Stock Options (Right to Buy) Options Exercise $0 -12,000 -100% $0 0 14 May 2025 Common Stock 12,000 $28.01 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The option provided for vesting.