Karen S. Young - 14 May 2025 Form 4 Insider Report for PENNS WOODS BANCORP INC (PWOD)

Signature
/s/ Michelle M. Karas, Attorney in Fact
Issuer symbol
PWOD
Transactions as of
14 May 2025
Net transactions value
-$8,916
Form type
4
Filing time
15 May 2025, 16:21:41 UTC
Previous filing
01 May 2025
Next filing
28 Jul 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Young Karen S President & CEO JSSB 81 SYDNEY STREET, MONTOURSVILLE /s/ Michelle M. Karas, Attorney in Fact 15 May 2025 0001783945

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PWOD Common Stock Options Exercise $273,098 +9,750 +57% $28.01 26,743 14 May 2025 Direct
transaction PWOD Common Stock Tax liability $282,013 -9,010 -34% $31.30 17,733 14 May 2025 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PWOD Employee Stock Options (Right to Buy) Options Exercise $0 -9,750 -100% $0.000000 0 14 May 2025 Common Stock 9,750 $28.01 Direct F1
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The option provided for vesting.