JOHN B. DICUS - 31 Dec 2025 Form 4 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Role
Chairman, President and CEO, Director
Signature
/s/ Kent G. Townsend, under Power of Attorney
Issuer symbol
CFFN
Transactions as of
31 Dec 2025
Net transactions value
+$31,905
Form type
4
Filing time
05 Jan 2026, 12:49:43 UTC
Previous filing
30 Jul 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
DICUS JOHN B Chairman, President and CEO, Director C/O CAPITOL FEDERAL FINANCIAL, INC., 700 SOUTH KANSAS AVENUE, TOPEKA /s/ Kent G. Townsend, under Power of Attorney 05 Jan 2026 0001185016

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CFFN CFFN common stock Options Exercise $150,000 +17,341 +1.3% $8.65 1,350,693 31 Dec 2025 Direct F1
transaction CFFN CFFN common stock Disposed to Issuer $118,092 -17,341 -1.3% $6.81 1,333,352 31 Dec 2025 Direct F1
holding CFFN CFFN common stock 414,443 31 Dec 2025 Trust 4 F2
holding CFFN CFFN common stock 233,464 31 Dec 2025 Trust 5 F3
holding CFFN CFFN common stock 92,930 31 Dec 2025 ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFFN CFFN Phantom Stock 2022 Options Exercise $150,000 -17,341 -100% $8.65 0 31 Dec 2025 CFFN common stock 17,341 $8.65 Direct F1, F4
transaction CFFN CFFN Phantom Stock 2025 Award $149,997 +22,026 $6.81 22,026 31 Dec 2025 CFFN common stock 22,026 $6.81 Direct F4
holding CFFN CFFN Phantom Stock 2024 13,830 31 Dec 2025 CFFN common stock 13,830 $5.91 Direct F4
holding CFFN CFFN Non-qualified Stock Option 100,116 31 Dec 2025 CFFN common stock 100,116 $11.91 Direct F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Transaction reflects the deemed conversion of phantom stock units previously acquired under the Issuer's Deferred Incentive Bonus Plan into the underlying shares of common stock and the deemed simultaneous disposition of such shares in connection with the cash settlement of such phantom stock units.
F2 John B. Dicus GST Nonexempt Trust dated June 19, 2024.
F3 John B. Dicus Irrevocable Trust GST dated 12/12/2012
F4 The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.
F5 All options are vested.