James Mark Harmsworth - 19 Dec 2025 Form 4 Insider Report for HCI Group, Inc. (HCI)

Role: Chief Financial Officer
Signature: /s/ Andrew L. Graham as Attorney-in-fact for James Mark Harmsworth
Issuer symbol: HCI
Transactions as of: 19 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 23 Dec 2025, 16:30:04 UTC
Previous filing: 06 Mar 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Harmsworth James Mark	Chief Financial Officer	3802 COCONUT PALM DRIVE, TAMPA	/s/ Andrew L. Graham as Attorney-in-fact for James Mark Harmsworth	23 Dec 2025	0001707135

Transactions Table

Type	Sym	Class	Transaction	Shares	Shares After	Date	Ownership	Footnotes
transaction	HCI	Common Stock	Award	+1,251	1,251	19 Dec 2025	Direct	F2
holding	HCI	Common Stock			16,608	19 Dec 2025	Direct
holding	HCI	Common Stock			34,000	19 Dec 2025	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Restricted stock grant of 34,000 shares effective 2/26/2021: The restricted shares have previously met the vesting condition and are scheduled to vest on May 22, 2026, as long as the reporting person remains employed by the Issuer. The shares were granted by the company pursuant to the company's 2012 Omnibus Incentive Plan and under the terms and conditions of a restricted stock agreement dated 2/26/2021.
F2	Restricted stock grant of 1,251 shares effective 12/19/2025: Restrictions will lapse and the restricted shares will vest as follows: 417 shares on each of October 23, 2026, October 23, 2027, and October 23, 2028. These shares were granted by the company pursuant to the company's 2012 Omnibus Incentive Plan and under the terms and conditions of a restricted stock agreement dated 12/19/2025.

Content

Restricted stock grant of 34,000 shares effective 2/26/2021: The restricted shares have previously met the vesting condition and are scheduled to vest on May 22, 2026, as long as the reporting person remains employed by the Issuer. The shares were granted by the company pursuant to the company's 2012 Omnibus Incentive Plan and under the terms and conditions of a restricted stock agreement dated 2/26/2021.

Restricted stock grant of 1,251 shares effective 12/19/2025: Restrictions will lapse and the restricted shares will vest as follows: 417 shares on each of October 23, 2026, October 23, 2027, and October 23, 2028. These shares were granted by the company pursuant to the company's 2012 Omnibus Incentive Plan and under the terms and conditions of a restricted stock agreement dated 12/19/2025.