SKINNER DEBORAH E - 05 Dec 2025 Form 4 Insider Report for FARMERS & MERCHANTS BANCORP (FMCB)

Role: Director
Signature: Skinner Deborah E
Issuer symbol: FMCB
Transactions as of: 05 Dec 2025
Net transactions value: -$2,394,852
Form type: 4
Filing time: 08 Dec 2025, 19:00:34 UTC
Previous filing: 24 Apr 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
SKINNER DEBORAH E	Director	24700 N. SOWLES RD., ACAMPO	Skinner Deborah E	05 Dec 2025	0001184722

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FMCB	Common Stock	Disposed to Issuer	$2,394,852	-2,300	-56%	$1041.24	1,827	05 Dec 2025	Held in grantor trust established in connection with the Co's Non-Qual Retirement Plan	F1, F2
holding	FMCB	Common Stock						115	05 Dec 2025	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	In connection with the anticipated liquidation and distribution of the Company's Non-Qualified Executive Retirement and Senior Management Retirement Plans, which was terminated effective as of November 29, 2024, the Trustees of the grantor trust funding the plan elected to exchange some of the shares of Company stock held to the participant's accounts with cash to provide liquidity for related tax liabilities.
F2	Utilized the 30-day volume weighted average price after close of the market December 4, 2025.

Content

In connection with the anticipated liquidation and distribution of the Company's Non-Qualified Executive Retirement and Senior Management Retirement Plans, which was terminated effective as of November 29, 2024, the Trustees of the grantor trust funding the plan elected to exchange some of the shares of Company stock held to the participant's accounts with cash to provide liquidity for related tax liabilities.

Utilized the 30-day volume weighted average price after close of the market December 4, 2025.