Roland T. Kelly - 02 Dec 2025 Form 4 Insider Report for Velocity Financial, Inc. (VEL)

Role: Chief Legal Officer and GC
Signature: /s/ Roland T. Kelly
Issuer symbol: VEL
Transactions as of: 02 Dec 2025
Net transactions value: -$128,965
Form type: 4
Filing time: 02 Dec 2025, 16:52:36 UTC
Previous filing: 30 Jun 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Kelly Roland Thomas	Chief Legal Officer and GC	C/O VELOCITY FINANCIAL, INC., 2945 TOWNSGATE ROAD, SUITE 110, WESTLAKE VILLAGE	/s/ Roland T. Kelly	02 Dec 2025	0001817058

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	VEL	Common Stock	Sale	$128,965	-6,655	-6.2%	$19.38	100,970	02 Dec 2025	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $19.31 to $19.45. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Content

The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $19.31 to $19.45. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.