D. MATSUMOTO - 15 Sep 2025 Form 4 Insider Report for Axos Financial, Inc. (AX)

Role
EVP, Chief Operating Officer
Signature
By: Derrick Walsh For: Raymond Matsumoto
Issuer symbol
AX
Transactions as of
15 Sep 2025
Net transactions value
+$224,822
Form type
4
Filing time
17 Sep 2025, 19:31:18 UTC
Previous filing
25 Mar 2025
Next filing
25 Sep 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
MATSUMOTO RAYMOND D EVP, Chief Operating Officer 9205 WEST RUSSELL ROAD, SUITE 400, LAS VEGAS By: Derrick Walsh For: Raymond Matsumoto 17 Sep 2025 0001281197

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction AX Common Stock Options Exercise $202,340 +2,241 +6.4% $90.29 37,060 15 Sep 2025 Direct F1
transaction AX Common Stock Options Exercise $147,624 +1,635 +4.4% $90.29 38,695 15 Sep 2025 Direct F1
transaction AX Common Stock Disposed to Issuer $52,820 -585 -1.5% $90.29 38,110 15 Sep 2025 Direct F2
transaction AX Common Stock Disposed to Issuer $72,322 -801 -2.1% $90.29 37,309 15 Sep 2025 Direct F2
holding AX Common Stock 2,078 15 Sep 2025 401(k) Plan

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction AX Restricted Stock Units Options Exercise $0 -2,241 -9.7% $0.000000 20,889 15 Sep 2025 Common Stock 2,241 Direct F3, F4, F5
transaction AX Restricted Stock Units Options Exercise $0 -1,635 -7.8% $0.000000 19,254 15 Sep 2025 Common Stock 1,635 Direct F3, F4, F5
transaction AX Restricted Stock Units Award $0 +3,212 +17% $0.000000 22,466 15 Sep 2025 Common Stock 3,212 Direct F4, F5, F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents shares of Common Stock issued on September 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.
F2 Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.
F3 The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.
F4 Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.
F5 The RSUs vest as to one-third of the shares on each anniversary date of grant.
F6 Grant to the reporting person on September 15, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.