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        Signature
      
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        /s/ Delano Ladd, Attorney-in-Fact
      
      
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        Stock symbol
      
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        HQY
      
      
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        Transactions as of
      
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        Oct 18, 2022
      
      
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        Transactions value $
      
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        $0
      
      
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        Form type
      
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        4
      
      
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        Date filed
      
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        10/21/2022, 01:06 PM
      
 
     
   
 
  
    Transactions Table
  
  
    
      
        
          | Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes | 
      
      
          
            | transaction | HQY | Common Stock | Gift | $0 | -18K | -14.22% | $0.00 | 109K | Oct 18, 2022 | Direct |  | 
      
    
   
  
    Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)
  
  
    
      
        
          | Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Underlying Class | Amount | Exercise Price | Ownership | Footnotes | 
      
      
          
            | holding | HQY | Stock Option (right to buy) |  |  |  |  |  | 15K | Oct 18, 2022 | Common Stock | 15K | $21.27 | Direct | F1 | 
          
            | holding | HQY | Stock Option (right to buy) |  |  |  |  |  | 15K | Oct 18, 2022 | Common Stock | 15K | $14.00 | Direct | F1 | 
          
            | holding | HQY | Stock Option (right to buy) |  |  |  |  |  | 15K | Oct 18, 2022 | Common Stock | 15K | $25.39 | Direct | F1 | 
          
            | holding | HQY | Stock Option (right to buy) |  |  |  |  |  | 8.02K | Oct 18, 2022 | Common Stock | 8.02K | $66.06 | Direct | F1 | 
      
    
   
  
    * An asterisk sign (*) next to the price indicates that the price is likely invalid.
  
  
    Explanation of Responses:
  
  
  
    Remarks:
  
  The power of Attorney given by Mr. Sacks was previously filed with the U.S. Securities and Exchange Commission on February 3, 2017 as an exhibit to a statement on Form 4 filed by Mr. Sacks with respect to HealthEquity, Inc. and is hereby incorporated by reference.