Matthew S. Newcomb - Jun 12, 2025 Form 4 Insider Report for Chime Financial, Inc. (CHYM)

Role
CHIEF FINANCIAL OFFICER
Signature
/s/ Theresa Bloom, by power of attorney
Stock symbol
CHYM
Transactions as of
Jun 12, 2025
Transactions value $
-$2,117,313
Form type
4
Date filed
6/13/2025, 07:46 PM
Previous filing
Jun 11, 2025
Next filing
Sep 10, 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Newcomb Matthew S CHIEF FINANCIAL OFFICER C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 2025-06-13 0002061268

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Common Stock Tax liability -$2.12M -78.4K -12.46% $27.00 551K Jun 12, 2025 Direct F1, F2, F3
transaction CHYM Common Stock Other -551K -100% 0 Jun 13, 2025 Direct F2
transaction CHYM Common Stock Other -2.15M -100% 0 Jun 13, 2025 See footnote F2, F4
transaction CHYM Class A Common Stock Other +551K 551K Jun 13, 2025 Direct F2, F5
transaction CHYM Class A Common Stock Other +2.15M 2.15M Jun 13, 2025 See footnote F2, F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Employee Stock Option (Right to buy) Other -103K -100% 0 Jun 13, 2025 Common Stock 103K $0.68 Direct F2, F6
transaction CHYM Employee Stock Option (Right to buy) Other +103K 103K Jun 13, 2025 Class A Common Stock 103K $0.68 Direct F2, F6
transaction CHYM Employee Stock Option (Right to buy) Other -325K -100% 0 Jun 13, 2025 Common Stock 325K $6.19 Direct F2, F6
transaction CHYM Employee Stock Option (Right to buy) Other +325K 325K Jun 13, 2025 Class A Common Stock 325K $6.19 Direct F2, F6
transaction CHYM Employee Stock Option (Right to buy) Other -375K -100% 0 Jun 13, 2025 Common Stock 375K $13.89 Direct F2, F7
transaction CHYM Employee Stock Option (Right to buy) Other +375K 375K Jun 13, 2025 Class A Common Stock 375K $13.89 Direct F2, F7
transaction CHYM Employee Stock Option (Right to buy) Other -267K -100% 0 Jun 13, 2025 Common Stock 267K $15.70 Direct F2, F8
transaction CHYM Employee Stock Option (Right to buy) Other +267K 267K Jun 13, 2025 Class A Common Stock 267K $15.70 Direct F2, F8
transaction CHYM Employee Stock Option (Right to buy) Other -233K -100% 0 Jun 13, 2025 Common Stock 233K $27.90 Direct F2, F9
transaction CHYM Employee Stock Option (Right to buy) Other +233K 233K Jun 13, 2025 Class A Common Stock 233K $27.90 Direct F2, F9
transaction CHYM Employee Stock Option (Right to buy) Other -383K -100% 0 Jun 13, 2025 Common Stock 383K $27.90 Direct F2, F10
transaction CHYM Employee Stock Option (Right to buy) Other +383K 383K Jun 13, 2025 Class A Common Stock 383K $27.90 Direct F2, F10
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").
F2 Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the IPO.
F3 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F4 These shares are held by 2019 Newcomb Fox Family Trust, for which the Reporting Person and his spouse serve as trustees.
F5 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F6 All of the shares subject to the option are fully vested and exercisable as of the date hereof.
F7 1/48th of the shares subject to the option vested on March 7, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F8 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F9 1/48th of the shares subject to the option vested on March 15, 2025 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F10 10% of shares subject to the option vest on each of February 15, 2026 and February 15, 2027, 30% of shares subject to the option vest on February 15, 2028, and 50% of shares subject to the option vest on February 15, 2029, subject to the Reporting Person's continued service through each vesting date.