Daniel E. Smith - 11 Sep 2025 Form 4 Insider Report for CTO Realty Growth, Inc. (CTO)

Role: SVP, GEN COUNSEL & CORP SECRET
Signature: /s/ Daniel E. Smith
Issuer symbol: CTO
Transactions as of: 11 Sep 2025
Net transactions value: +$16,500
Form type: 4
Filing time: 11 Sep 2025, 18:00:07 UTC
Previous filing: 11 Aug 2025
Next filing: 30 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smith Daniel Earl	SVP, GEN COUNSEL & CORP SECRET	1140 N. WILLIAMSON BLVD., SUITE 140, DAYTONA BEACH	/s/ Daniel E. Smith	11 Sep 2025	0001623528

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CTO	Common Stock	Purchase	$16,500	+1,000	+0.52%	$16.50	194,496	11 Sep 2025	Direct	F1
holding	CTO	Common Stock						3,000	11 Sep 2025	Kathyleen R. Smith WFCS Custodian Trad IRA	F2
holding	CTO	Common Stock						3,000	11 Sep 2025	Kathyleen R. Smith TOD	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	This amount includes 22,103 shares of restricted common stock which vest over time, which were previously reported.
F2	The Reporting Person may be regarded as the beneficial owner of the shares of the Issuer's common stock held in this account as a result of a durable power of attorney pursuant to which the Reporting Person has the authority to direct the voting and disposition of such shares. The Reporting Person disclaims beneficial ownership of any shares of the Issuer's common stock held in this account except to the extent of his pecuniary interest therein.

Content

This amount includes 22,103 shares of restricted common stock which vest over time, which were previously reported.

The Reporting Person may be regarded as the beneficial owner of the shares of the Issuer's common stock held in this account as a result of a durable power of attorney pursuant to which the Reporting Person has the authority to direct the voting and disposition of such shares. The Reporting Person disclaims beneficial ownership of any shares of the Issuer's common stock held in this account except to the extent of his pecuniary interest therein.