Matthew A. Engel - Nov 17, 2025 Form 4 Insider Report for Finance of America Companies Inc. (FOA)

Role: Chief Financial Officer
Signature: /s/ Tracy Lowe, as power of attorney for Matthew A. Engel
Stock symbol: FOA
Transactions as of: Nov 17, 2025
Transactions value $: -$102,443
Form type: 4
Date filed: 11/19/2025, 04:07 PM
Previous filing: Nov 14, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Engel Matthew A	Chief Financial Officer	C/O FINANCE OF AMERICA COMPANIES INC.,, 5830 GRANITE PARKWAY, SUITE 400, PLANO	/s/ Tracy Lowe, as power of attorney for Matthew A. Engel	2025-11-19	0001491166

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FOA	Class A Common Stock	Options Exercise	$0	+12.5K	+83.91%	$0.00	27.3K	Nov 17, 2025	Direct	F1
transaction	FOA	Class A Common Stock	Tax liability	-$102K	-4.46K	-16.33%	$22.99	22.8K	Nov 17, 2025	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	FOA	Restricted Stock Units	Options Exercise	$0	-12.5K	-50%	$0.00	12.5K	Nov 17, 2025	Class A Common Stock	12.5K		Direct	F1
holding	FOA	Restricted Stock Units						21.7K	Nov 17, 2025	Class A Common Stock	21.7K		Direct	F3
holding	FOA	Restricted Stock Units						42.2K	Nov 17, 2025	Class A Common Stock	42.2K		Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A common stock ("Common Stock"). The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs shall vest on the third anniversary of November 15, 2023, subject to the Reporting Person's continued employment.
F2	Represents the withholding of shares of Common Stock for tax purposes in connection with the settlement of RSUs.
F3	Represents additional RSUs granted to the Reporting Person on April 1, 2024. Each RSU represents a contingent right to receive one share of Common Stock of the Issuer. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The RSUs shall vest in one-third increments upon the second and third anniversaries of the vesting reference date, April 1, 2024, subject to the Reporting Person's continued employment.
F4	Represents additional RSUs granted to the Reporting Person on April 1, 2025. Each RSU represents a contingent right to receive one share of Common Stock of the Issuer. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The RSUs shall vest in one-third increments upon the first, second, and third anniversaries of the vesting reference date, April 1, 2025, subject to the Reporting Person's continued employment.