Carol Juel - Dec 31, 2024 Form 5 Insider Report for Synchrony Financial (SYF)

Role
EVP, Chief Technology and Operating Officer
Signature
/s/ Danielle Do, as attorney in fact
Stock symbol
SYF
Transactions as of
Dec 31, 2024
Transactions value $
$0
Form type
5
Date filed
2/10/2025, 05:16 PM
Previous filing
Nov 19, 2024
Next filing
Jan 23, 2025
SEC
View on sec.gov

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding SYF Phantom Stock Units 23.3K Dec 31, 2024 Common Stock 23.3K Direct F1, F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Phantom stock units held by the Reporting Person in the Synchrony Financial Restoration Plan, an excess benefit plan pursuant to Rule 16b-3(b)(2) (the "Restoration Plan"), as of June 14, 2021, the date the Reporting Person became a Section 16 Officer. This transaction is being reported late due to an inadvertent administrative error and not any error of the Reporting Person.
F2 Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.
F3 Phantom stock units acquired under the Restoration Plan will be settled, in cash, the month following the six-month anniversary of the Reporting Person's separation from Company unless otherwise provided by the terms of the Restoration Plan or elected by the Reporting Person.

Remarks:

EVP, Chief Technology and Operating Officer