Tim E. Bentsen - 01 Jan 2026 Form 4 Insider Report for Pinnacle Financial Partners, Inc.

Role: Director
Signature: /s/ Mary Maurice Young
Issuer symbol: PNFP, PNFP-PA, PNFP-PB, PNFP-PC on NYSE
Transactions as of: 01 Jan 2026
Net transactions value: $0
Form type: 4
Filing time: 05 Jan 2026, 17:38:49 UTC
Previous filing: 12 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Bentsen Tim E	Director	3400 OVERTON PARK DR SE, ATLANTA	/s/ Mary Maurice Young	05 Jan 2026	0001605853

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PNFP	Common Stock	Award		+21,857			21,857	01 Jan 2026	Direct	F1
transaction	PNFP	Fixed/Floating Rate Non-Cum Perpetual Preferred Stock Ser A	Award		+8,000			8,000	01 Jan 2026	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On 11:59 p.m. ET on January 1, 2026 (the "Effective Time"), in accordance with the completion of the transactions contemplated by the Agreement and Plan of Merger (the "Merger Agreement"), dated as of July 24, 2025, by and among Synovus Financial Corp. ("Synovus"), a Georgia corporation, Pinnacle Financial Partners, Inc., a Tennessee corporation, and Pinnacle Financial Partners, Inc. (f/k/a Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), and subject to the terms and upon the conditions set forth in the Merger Agreement, each share of common stock of Synovus, $1.00 par value per share ("Synovus Common Stock"), was converted into 0.5237 shares (the "Synovus Exchange Ratio") of common stock of New Pinnacle, $1.00 par value per share ("New Pinnacle Common Stock").
F2	At the Effective Time, (a) each share of Synovus' Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series A, no par value, and (b) each share of Synovus' Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, no par value.

Content

On 11:59 p.m. ET on January 1, 2026 (the "Effective Time"), in accordance with the completion of the transactions contemplated by the Agreement and Plan of Merger (the "Merger Agreement"), dated as of July 24, 2025, by and among Synovus Financial Corp. ("Synovus"), a Georgia corporation, Pinnacle Financial Partners, Inc., a Tennessee corporation, and Pinnacle Financial Partners, Inc. (f/k/a Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), and subject to the terms and upon the conditions set forth in the Merger Agreement, each share of common stock of Synovus, $1.00 par value per share ("Synovus Common Stock"), was converted into 0.5237 shares (the "Synovus Exchange Ratio") of common stock of New Pinnacle, $1.00 par value per share ("New Pinnacle Common Stock").

At the Effective Time, (a) each share of Synovus' Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series D, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series A, no par value, and (b) each share of Synovus' Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, no par value.