Daniel E. Smith - 12 Jan 2026 Form 4 Insider Report for CTO Realty Growth, Inc. (CTO)

Role
SVP, GEN COUNSEL & CORP SECRET
Signature
/s/ Daniel E. Smith
Issuer symbol
CTO
Transactions as of
12 Jan 2026
Net transactions value
-$131,786
Form type
4
Filing time
13 Jan 2026, 16:30:26 UTC
Previous filing
30 Dec 2025
Next filing
30 Jan 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Daniel Earl SVP, GEN COUNSEL & CORP SECRET 1140 N. WILLIAMSON BLVD., SUITE 140, DAYTONA BEACH /s/ Daniel E. Smith 13 Jan 2026 0001623528

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CTO Common Stock Award $0 +16,997 +8.8% $0.000000 209,298 12 Jan 2026 Direct F1, F2
transaction CTO Common Stock Tax liability $131,786 -7,174 -3.4% $18.37 202,124 12 Jan 2026 Direct F2, F3
holding CTO Common Stock 3,000 12 Jan 2026 Kathyleen R. Smith TOD F4
holding CTO Common Stock 3,000 12 Jan 2026 Kathyleen R. Smith WFCS Custodian Trad IRA F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 On January 12, 2026, the Issuer issued 16,997 shares of its common stock (the "Issued Shares") to the Reporting Person. The Issued Shares were issued pursuant to a Performance Shares Award Agreement between the Issuer and the Reporting Person dated February 17, 2023, the form of which has been filed as an exhibit to the Issuer's annual report on Form 10-K for the year ended December 31, 2022.
F2 This amount includes 22,103 shares of restricted common stock which vest over time, which were previously reported.
F3 On January 12, 2026, the Reporting Person instructed the Issuer to withhold 7,174 of the Issued Shares to satisfy the Reporting Person's payroll tax liability.
F4 The Reporting Person may be regarded as the beneficial owner of the shares of the Issuer's common stock held in this account as a result of a durable power of attorney pursuant to which the Reporting Person has the authority to direct the voting and disposition of such shares. The Reporting Person disclaims beneficial ownership of any shares of the Issuer's common stock held in this account except to the extent of his pecuniary interest therein.