Gregory B. Smith - Jul 1, 2025 Form 4 Insider Report for Southern States Bancshares, Inc. (SSBK)

Role: Chief Risk Officer
Signature: /s/ Gregory B. Smith, by Jeff Shanks as Attorney-in-Fact
Stock symbol: SSBK
Transactions as of: Jul 1, 2025
Transactions value $: $135,980
Form type: 4
Date filed: 7/1/2025, 10:09 AM
Previous filing: Jun 23, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smith Gregory B.	Chief Risk Officer	615 QUINTARD AVE, ANNISTON	/s/ Gregory B. Smith, by Jeff Shanks as Attorney-in-Fact	2025-07-01	0001869025

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SSBK	Common Stock, par value $5.00 per share	Options Exercise	$21.3K	+706	+0.65%	$30.23	110K	Jul 1, 2025	Direct
transaction	SSBK	Common Stock, par value $5.00 per share	Options Exercise	$45.8K	+1.74K	+1.58%	$26.42	112K	Jul 1, 2025	Direct
transaction	SSBK	Common Stock, par value $5.00 per share	Options Exercise	$68.8K	+2.08K	+1.86%	$33.14	114K	Jul 1, 2025	Direct
transaction	SSBK	Common Stock, par value $5.00 per share	Disposed to Issuer		-114K	-100%		0	Jul 1, 2025	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Date	Underlying Class	Amount	Exercise Price	Ownership
transaction	SSBK	STOCK OPTIONS (RIGHT TO BUY)	Options Exercise	$0	-706	-100%	$0.00	Jul 1, 2025	Common Stock	706	$30.23	Direct
transaction	SSBK	STOCK OPTIONS (RIGHT TO BUY)	Options Exercise	$0	-1.74K	-100%	$0.00	Jul 1, 2025	Common Stock	1.74K	$26.42	Direct
transaction	SSBK	STOCK OPTIONS (RIGHT TO BUY)	Options Exercise	$0	-2.08K	-100%	$0.00	Jul 1, 2025	Common Stock	2.08K	$33.14	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Gregory B. Smith is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id	Content
F1	Disposed of in connection with the merger of Southern States Bancshares, Inc. (SSBK) with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock, restricted stock and restricted stock unit converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of FBK's stock was $45.30 per share.

Content

Disposed of in connection with the merger of Southern States Bancshares, Inc. (SSBK) with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock, restricted stock and restricted stock unit converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of FBK's stock was $45.30 per share.