June Ou - 10 Sep 2025 Form 4 Insider Report for Figure Technology Solutions, Inc. (FIGR)

Role: Director, 10%+ Owner
Signature: /s/ Ron Chillemi, Attorney-in-Fact
Issuer symbol: FIGR
Transactions as of: 10 Sep 2025
Net transactions value: -$37,500,000
Form type: 4
Filing time: 12 Sep 2025, 19:20:32 UTC
Next filing: 24 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Ou June	Director, 10%+ Owner	C/O FIGURE TECHNOLOGY SOLUTIONS, INC., 100 WEST LIBERTY STREET, SUITE 600, RENO	/s/ Ron Chillemi, Attorney-in-Fact	12 Sep 2025	0002079717

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FIGR	Class A Common Stock	Conversion of derivative security		+1,500,000			1,500,000	12 Sep 2025	By Family Trust	F1
transaction	FIGR	Class A Common Stock	Sale	$37,500,000	-1,500,000	-100%	$25.00	0	12 Sep 2025	By Family Trust
holding	FIGR	Class A Common Stock						6,878,993	10 Sep 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	FIGR	Stock Option	Award	$0	+3,200,942		$0.000000	3,200,942	10 Sep 2025	Class B Common Stock	3,200,942	$25.00	By Spouse	F2
transaction	FIGR	Series Seed Preferred Stock	Conversion of derivative security		-4,750,187	-100%		0	12 Sep 2025	Class B Common Stock	4,750,187		By Family Trust	F1
transaction	FIGR	Class B Common Stock	Conversion of derivative security		+4,750,187	+447%		5,813,645	12 Sep 2025	Class A Common Stock	4,750,187		By Family Trust	F3
transaction	FIGR	Class B Common Stock	Conversion of derivative security		-1,500,000	-26%		4,313,645	12 Sep 2025	Class A Common Stock	1,500,000		By Family Trust	F3
transaction	FIGR	Class B Common Stock	Award	$0	+3,200,942	+13%	$0.000000	28,171,392	12 Sep 2025	Class A Common Stock	3,200,942		By Spouse	F3, F4
transaction	FIGR	Class B Common Stock	Award	$0	+2,133,961	+7.6%	$0.000000	30,305,353	12 Sep 2025	Class A Common Stock	2,133,961		By Spouse	F3, F5
holding	FIGR	Class B Common Stock						2,237,012	10 Sep 2025	Class A Common Stock	2,237,012		By Rockfish LLC	F3
holding	FIGR	Class B Common Stock						3,185,970	10 Sep 2025	Class A Common Stock	3,185,970		By Children's Trust 1	F3
holding	FIGR	Class B Common Stock						3,185,970	10 Sep 2025	Class A Common Stock	3,185,970		By Children's Trust 2	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Immediately prior to the closing of the Issuer's initial public offering, each share of preferred stock of the Issuer held by the Family Trust automatically converted into one share of Class A Common Stock, which was immediately exchanged for one share of Class B Common Stock.
F2	The option vests with respect to one quarter of the underlying shares on September 10, 2026, and vests with respect to the remaining shares in 36 monthly installments thereafter.
F3	Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
F4	Represents an award of restricted stock units ("RSUs"), which vests with respect to one quarter of the underlying shares on September 10, 2026, and vest with respect to the remaining shares in 36 monthly installments thereafter. Each RSU represents a contingent right to receive one share of Class B Common Stock.
F5	Represents an award of RSUs, which vests in four annual installments beginning on September 10, 2026, subject to the achievement of certain stock price thresholds ranging from $32.50 to $63.00, measured based on the average price per share of the Class A Common Stock over certain trading periods. Each RSU represents a contingent right to receive one share of Class B Common Stock.