RONALD HERRMANN - 01 Dec 2025 Form 4 Insider Report for REINSURANCE GROUP OF AMERICA INC (RGA)

Role: EVP
Signature: /s/ My Chi To, by Power of Attorney
Issuer symbol: RGA
Transactions as of: 01 Dec 2025
Net transactions value: -$590,017
Form type: 4
Filing time: 03 Dec 2025, 17:54:22 UTC
Previous filing: 18 Mar 2025
Next filing: 05 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
HERRMANN RONALD	EVP	16600 SWINGLEY RIDGE ROAD, CHESTERFIELD	/s/ My Chi To, by Power of Attorney	03 Dec 2025	0001838826

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	RGA	Common stock	Options Exercise		+7,006	+78%		15,939	01 Dec 2025	Direct	F1, F2
transaction	RGA	Common stock	Tax liability	$590,017	-3,062	-19%	$192.69	12,877	01 Dec 2025	Direct	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	RGA	Restricted Share Unit December 2020	Options Exercise		-7,006	-100%		0	01 Dec 2025	Common stock	7,006	$121.33	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	RSUs awarded on December 1, 2020 fully vest on December 1, 2025.
F2	Each RSU represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.
F3	Shares of Common Stock delivered to Issuer as payment for taxes withheld. The reported share price $192.69, was the closing price on December 1, 2025, which was the price that was used for tax withholding purposes.