DANIEL HESSE - 02 Jan 2026 Form 4 Insider Report for PNC FINANCIAL SERVICES GROUP, INC. (PNC)

Role: Director
Signature: Laura Gleason, Attorney-in-Fact for Daniel R. Hesse
Issuer symbol: PNC
Transactions as of: 02 Jan 2026
Net transactions value: +$14,379
Form type: 4
Filing time: 06 Jan 2026, 15:37:49 UTC
Previous filing: 03 Oct 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
HESSE DANIEL	Director	THE TOWER AT PNC PLAZA, 300 FIFTH AVENUE, PITTSBURGH	Laura Gleason, Attorney-in-Fact for Daniel R. Hesse	06 Jan 2026	0001234998

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	PNC	Phantom Stock Unit	Award	$14,379	+68	+1.4%	$211.46	4,764	02 Jan 2026	$5 Par Common Stock	68		Deferred Compensation Plan	F1, F2
holding	PNC	Phantom Stock Unit						2,101	02 Jan 2026	$5 Par Common Stock	2,101		Deferred Stock Unit Plan	F1, F3
holding	PNC	Deferred Stock Unit						11,639	02 Jan 2026	$5 Par Common Stock	11,639		Direct	F4, F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	One phantom stock unit is the economic equivalent of one share of The PNC Financial Services Group, Inc. ("PNC") common stock. Phantom stock units will be settled in cash upon distribution to the reporting person and generally do not expire.
F2	Includes phantom stock units acquired by the reporting person as dividend equivalents under the PNC Deferred Compensation Plan in transactions exempt from reporting that occurred after the date of the reporting person's most recent filing on Form 4.
F3	Includes phantom stock units acquired by the reporting person as dividend equivalents under the PNC Outside Directors Deferred Stock Unit Plan in transactions exempt from reporting that occurred after the date of the reporting person's most recent filing on Form 4.
F4	Deferred stock units ("DSUs") granted pursuant to the PNC Directors Deferred Stock Unit Program (the "Program") under PNC's 2016 Incentive Award Plan. Each DSU represents the right to receive at retirement one share of PNC common stock, or in limited circumstances cash equal to the fair market value of one share of PNC common stock on the payment determination date, pursuant to the terms of the Program.
F5	Includes DSUs acquired by the reporting person as dividend equivalents under the Program in transactions exempt from reporting that occurred after the date of the reporting person's most recent filing on Form 4.