Sanjay Datta - Aug 20, 2025 Form 4 Insider Report for Upstart Holdings, Inc. (UPST)

Role: Chief Financial Officer
Signature: /s/ Steven Madrid, by power of attorney
Stock symbol: UPST
Transactions as of: Aug 20, 2025
Transactions value $: -$823,452
Form type: 4
Date filed: 8/22/2025, 04:34 PM
Previous filing: May 22, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Datta Sanjay	Chief Financial Officer	C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 410, SAN MATEO	/s/ Steven Madrid, by power of attorney	2025-08-22	0001832808

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	UPST	Common Stock	Sale	-$823K	-13.5K	-4.33%	$61.12	298K	Aug 20, 2025	Direct	F1, F2, F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).
F2	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $60.74 to $61.52. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.
F3	Includes 21 shares acquired on August 15, 2025 under the Issuer's 2020 Employee Stock Purchase Plan.
F4	Certain of the securities reported in Column 5 are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.