J. Henry Smith IV - Jul 1, 2025 Form 4 Insider Report for FB Financial Corp (FBK)

Role: Director
Signature: /s/ Beth W. Sims, as Attorney-in-Fact
Stock symbol: FBK
Transactions as of: Jul 1, 2025
Transactions value $: $0
Form type: 4
Date filed: 7/1/2025, 05:22 PM
Previous filing: Feb 20, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smith J. Henry IV	Director	1221 BROADWAY, SUITE 1300, NASHVILLE	/s/ Beth W. Sims, as Attorney-in-Fact	2025-07-01	0001869968

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FBK	Common Stock	Award		+42.2K			42.2K	Jul 1, 2025	Direct	F1
transaction	FBK	Common Stock	Award		+584			584	Jul 1, 2025	By children	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Received in exchange for shares of Southern States Bancshares, Inc. (SSBK) common stock in connection with the merger of SSBK with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of SSBK's common stock was $36.37 per share and the closing price of FBK's common stock was $45.30 per share.

Content

Received in exchange for shares of Southern States Bancshares, Inc. (SSBK) common stock in connection with the merger of SSBK with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of SSBK's common stock was $36.37 per share and the closing price of FBK's common stock was $45.30 per share.