Andrew S. Kowalczyk III - 31 Dec 2024 Form 5 Insider Report for NBT BANCORP INC (NBTB)

Role: Director
Signature: By: Annette L. Burns, Power of Attorney For: Andrew S. Kowalczyk III
Issuer symbol: NBTB
Transactions as of: 31 Dec 2024
Net transactions value: $0
Form type: 5
Filing time: 14 Feb 2025, 10:33:09 UTC
Previous filing: 24 May 2024
Next filing: 21 May 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	NBTB	NBT Bancorp Inc. Common Stock	Other	$0	+111	+0.98%	$0.000000	11,443	31 Dec 2024	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	NBTB	Phantom Stock	Other	$0	+160	+3.2%	$0.000000	5,206	31 Dec 2024	NBT Bancorp Inc. Common Stock	160		Direct	F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares were purchased through a Dividend Reinvestment Plan from 1/1/2024 to 12/31/2024.
F2	Each share of phantom stock is deemed invested in one share of NBT Bancorp Inc. common stock pursuant to the terms of the Deferred Compensation Plan.
F3	Shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2024 to 12/31/2024 through a NBT Bancorp Inc. deferred compensation plan.