John Klimowich - 22 Aug 2025 Form 4 Insider Report for Columbia Financial, Inc. (CLBK)

Role
SEVP & Chief Risk Officer
Signature
/s/ Dennis E. Gibney, Power of Attorney
Issuer symbol
CLBK
Transactions as of
22 Aug 2025
Transactions value $
$638
Form type
4
Filing time
26 Aug 2025, 10:19:53 UTC
Previous filing
12 Aug 2025
Next filing
09 Sep 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Klimowich John SEVP & Chief Risk Officer 19-01 ROUTE 208 NORTH, FAIR LAWN /s/ Dennis E. Gibney, Power of Attorney 26 Aug 2025 0001729859

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CLBK Common Stock Award $638 +42 +0.54% $15.35 7,764 22 Aug 2025 By Stock-Based Deferral Plan F1
holding CLBK Common Stock 60,769 22 Aug 2025 Direct
holding CLBK Common Stock 17,130 22 Aug 2025 By 401(k)
holding CLBK Common Stock 7,620 22 Aug 2025 By ESOP
holding CLBK Common Stock 7,051 22 Aug 2025 By SERP
holding CLBK Common Stock 4,214 22 Aug 2025 By SIM
holding CLBK Common Stock 13,781 22 Aug 2025 By Stock Award II F2
holding CLBK Common Stock 12,068 22 Aug 2025 By Stock Award III F3
holding CLBK Common Stock 11,723 22 Aug 2025 By Stock Award IV F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CLBK Stock Options (right to buy) 188,235 22 Aug 2025 Common Stock 188,235 $15.6 Direct F5
holding CLBK Stock Options (right to buy) 12,030 22 Aug 2025 Common Stock 12,030 $15.94 Direct F6
holding CLBK Stock Options (right to buy) 8,850 22 Aug 2025 Common Stock 8,850 $16.49 Direct F7
holding CLBK Stock Options (right to buy) 20,310 22 Aug 2025 Common Stock 20,310 $16.23 Direct F8
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
F2 Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on May 1, 2024; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
F3 Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
F4 Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
F5 Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
F6 Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on May 1, 2024.
F7 Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
F8 Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.