Scott Lublin - Oct 20, 2025 Form 4 Insider Report for Metropolitan Bank Holding Corp. (MCB)

Signature
/s/ Zachary Levine, Attorney-in-Fact
Stock symbol
MCB
Transactions as of
Oct 20, 2025
Transactions value $
-$371,795
Form type
4
Date filed
10/22/2025, 07:00 PM
Previous filing
Jul 23, 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Lublin Scott EVP and Chief Lending Officer 99 PARK AVENUE, 12TH FLOOR, NEW YORK /s/ Zachary Levine, Attorney-in-Fact 2025-10-22 0001742369

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction MCB Common Stock Sale -$52.4K -717 -1.55% $73.05 45.5K Oct 20, 2025 Direct F1, F2, F3, F4, F5, F6
transaction MCB Common Stock Sale -$196K -2.65K -5.82% $74.01 42.8K Oct 20, 2025 Direct F1, F3, F4, F5, F6, F7
transaction MCB Common Stock Sale -$46.7K -621 -1.45% $75.13 42.2K Oct 20, 2025 Direct F1, F3, F4, F5, F6, F8
transaction MCB Common Stock Sale -$76.9K -1.02K -2.41% $75.71 41.2K Oct 20, 2025 Direct F1, F3, F4, F5, F6, F9
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.
F2 The $73.0509 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.4100 to $73.3750, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.
F3 Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.
F4 Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.
F5 Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.
F6 Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.
F7 The $74.0121 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $73.4400 to $74.4000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.
F8 The $75.1303 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $74.5000 to $75.3900, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.
F9 The $75.7139 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $75.4154 to $75.8800, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 9.