Robert D. Kobbeman - Dec 31, 2021 Form 4 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Role: Executive Vice President
Signature: /s/ Kent G Townsend, under Power of Attorney
Stock symbol: CFFN
Transactions as of: Dec 31, 2021
Transactions value $: $69,022
Form type: 4
Date filed: 1/3/2022, 10:59 AM
Previous filing: Nov 2, 2021
Next filing: Nov 1, 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	CFFN	CFFN common stock						32.5K	Dec 31, 2021	Direct
holding	CFFN	CFFN common stock						5.1K	Dec 31, 2021	ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	CFFN	CFFN Phantom Stock 2021	Award	$69K	+6.09K		$11.33	6.09K	Dec 31, 2021	CFFN common stock	6.09K	$11.33	Direct	F1
holding	CFFN	CFFN Phantom Stock 2019						2.72K	Dec 31, 2021	CFFN common stock	2.72K	$13.73	Direct	F1
holding	CFFN	CFFN Phantom Stock 2020						2.15K	Dec 31, 2021	CFFN common stock	2.15K	$12.50	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.