Carol J. Severyn - Oct 28, 2025 Form 4 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Role
GEVP and Chief Risk Officer
Signature
/s/ Carol J. Severyn, by Kirsten Irwin under POA
Stock symbol
CFR
Transactions as of
Oct 28, 2025
Transactions value $
$0
Form type
4
Date filed
10/30/2025, 05:13 PM
Previous filing
Oct 27, 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Severyn Carol Jean GEVP and Chief Risk Officer 111 WEST HOUSTON STREET, SAN ANTONIO /s/ Carol J. Severyn, by Kirsten Irwin under POA 2025-10-30 0001767197

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFR Restricted Stock Units Award $0 +4.14K $0.00 4.14K Oct 28, 2025 Common Stock, $0.01 par value 4.14K Direct F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
F2 Cliff vests three years from the date of grant.