Reginald E. Davis - 01 Dec 2025 Form 4 Insider Report for FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)

Role: SEVP & Pres Consumer Banking
Signature: /s/ Jan M. Klym, By Power of Attorney
Issuer symbol: FLG
Transactions as of: 01 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 02 Dec 2025, 13:32:44 UTC
Previous filing: 02 Oct 2025
Next filing: 05 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Davis Reginald E	SEVP & Pres Consumer Banking	102 DUFFY AVENUE, HICKSVILLE	/s/ Jan M. Klym, By Power of Attorney	02 Dec 2025	0001818046

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	:FLG	Common Stock	Tax liability	$0	-6,138	-13%	$0.000000	41,576	01 Dec 2025	Direct	F1, F2
holding	:FLG	Common Stock						27,566	01 Dec 2025	By Stock Award	F3
holding	:FLG	Common Stock						3,129	01 Dec 2025	By Stock Award (032423)	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.
F2	The number of shares held directly includes certain shares there were previously held by Stock Awards and that have subsequently vested.
F3	These remaining shares granted under Stock Award on December 1, 2022 pursuant to Issuer's 2016 Stock Award and Incentive Plan, and will vest in two approximately equal annual installments commencing on December 1, 2026.
F4	These remaining shares were granted under Stock Award (032423) on March 24, 2023 pursuant to Issuer's 2020 Omnibus Incentive Plan, and will vest on March 24, 2026.